So, when I bring the gun inside, I open bolt, place extracted round back in the mag, and generally, set the mag next to the rifle. Now, that's in the house. When I walk out in the morning, I go ahead and chamber a round, on safe, and walk in. I generally will have a round chambered climbing into tree stand or blind, even though that's really not best practice.
My TC Compass has a 3 position safety, so, I can run the bolt while remaining on Safe. I dont tend to use the 3rd position, where the bolt is locked.
On a shotgun, I go ahead and empty the tube (pump), and a lever, if taking it in the truck or house, I go ahead and pour the rounds out, And empty the action. Mind you, that's in the house, and I have kids (who know better than to mess with them, but still).
My muzzleloader stays loaded for the 2 week season, without primer, and I actually need to take plug out and unload, now that it's general gun.