Just read through most of the thread again. A few points to clear up.
Yanmar DOES have some other financing options, but the "cash back" promotion outweighed the "financing" promotion. Plus, this dealer had a local bank that was willing to do financing at a lower rate than Yanmar (Agri-Credit) which helped combine good financing, with great cash-back.
Kioti: Very nice tractors for the money, of the tractors I looked at due to local dealer representation, this is the best "new" company out there, in my opinion. The CK2610H is a
very good compromise tractor. Good engine, good hydraulics, great lever/pedal layout with the dual fwd/rev accelerator pedals and brake pedal to the left of the accelerators (much like an automobile.) The throttle is limited to not much over a 2000 rpm max which really made it feel handcuffed (maybe an easy remedy but the Kioti dealer pretty much said he couldn't comment LOL!). May seem strange but one of my favorite features was the fuel tank on the back of the machine so you're not slopping diesel all over the hood of your brand new tractor.
As discussed above, I have a local dealer, Perry Power in Loysville. Great sales staff w/ Gerald Nolt; very nice guy, still a little to learn about the ever-changing marketing promotions. Unfortunately, I've heard not-so-good things about their service from folks whose opinions I trust. Went searching another dealer in Halifax, PA. Seemed great on the phone and I talked to the owner and told him I'd be there at 5 on Friday to check out his inventory and nail down a price, but when I got there the only staff they could spare was a kid who couldn't even tell me what they charge to fill the tires. The owner and the other sales person I spoke with had already left for the day. Too bad, they gave me a good price and seemed great on the phone. I won't go back though. Called Gerald with Perry Power on Saturday morning, and he emailed me the best price yet on a CK2610H @ $17,600 with 1.9% for 84 months. They had already sold the CK2610H that I had tested out but assured me they could get another one in short order. Still doing some comparing though, so I thanked him and told him I'd be in touch.
So, 3rd closest Kioti dealership in Shippensburg, PA, Nolt's Power Equipment, is only about 30 minutes away from my 25 acres. They've been in business far longer than Perry Power, and, as it turns out, is the parent company of Perry Power. When I got there I was quickly greeted by salesman Ken Yoder who was able to answer every question I threw at him, equipment and promotion-related. He had the keys to the tractors and was happy to let me hop on and drive anything I wanted to. I finally got to run a 2610 back to back with a 3510. Welp, that made up my mind. As I touched on above, the 2610 is a
good tractor, maybe even very good, but side-by-side with the 3510, it's really not a fair comparison. SMOOOOTH is the best word for the 3510. Effortless power, quick FEL, excellent throttle and accelerator response, same power at lower RPMs allowing it to operate more quietly as well. The 3510
is worth the $3,000 or so more, but quickly out of my price range at that point. After having made this comparison, I feel the Yanmar EX3200 is 95% of the tractor the Kioti CK3510H is, so that's where my money is going.
Warning: If your budget only allows for Chevy, don't test-drive a Cadillac
If I were buying 6 months from now, and there were no more new EX3200s to be had, I'd scrounge and save the extra $3,000 or so and opt for the bigger engined Kioti. Very, very good way to spend $20,000.
In the meantime though, here is my non-DPF, 32 hp Yanmar EX3200.....awaiting delivery