Comparison The right tractor for snow removal and maintaining property

[TJP89]

I think that's where I'm at, yeah

Obvious bias here, but I'd say Kioti too. It is more tractor, the GPMs and weight show that. HP isn't a huge deal, it's just a general marker of what class you're in. Unless you are running PTO implements regularly that need to be more than 4 or 5ft wide, the Kioti is the no brainer. I was comparing the CK to the L3200, and once I laid the numbers out like you did, it was obvious. I don't see any reason to go with the Yanmar over the Kioti.

 

[PAKraig]

Who is the Kioti dealer offering the credit threw? DO you qualify for the 0% as I understand many don't qualify and when I was buying my DK40 the guy that was there right in front of me didn't qualify for it and had to find alternative finance.

If all is equal with financing I would choose the tractor that works the best for me. That means the least amount of dislikes that cant be easily changed and is the most comfortable while still being able to do the work I need done efficiently. I don't normally finance things so the problem of the cost of it does not get compounded with interest but if I were to have to I would not let 5 to ten dollars a month sway my decision if one tractor stood out to me. I know it adds up but again my way of thinking would be how to earn some extra money with the tractor to pay it off early and save that interest.

I personally would have no worries about buying a Kioti or a Yanmar and from experience with both companies I also would have no concern about resale even compared to others like JD and Kubota. People buying tractors know a good machine when they see one and if they came to look and were color blind like some are I would simply laugh and await the next person looking for a good well built machine and sell it to them. So basically I am saying buy the machine you feel the most comfortable when in the seat and using all the controls get the best deal you can when you buy it and if you pay a little more or less deal with that after the fact weather it be making a extra payment to the principal each month or basking in the use of an implement you got with the savings.

Enjoy the shopping experience and may the best machine win your tractor fun time!

Just got off the phone with the owner of the 2nd dealership and he said they can work some kind of magic if in fact, my credit is as good as it needs to be. Once I have a hard-copy final quote in hand, I'd feel better about disclosing the dealership name.

I'm still a little skeptical of the numbers I quoted....

 

[ishiboo]

Here's my $.02.

I did snow removal without a factory cab for a while, and last year while my Bobcat with heated cab was borrowed out, on my old L3650.

Never again.

I would look at a used Kioti with a cab.

http://www.tractorhouse.com/listingsdetail/detail.aspx?OHID=10121385 is one of the first hits looking.

2012 Kioti CK40, 900 Hours, 4WD, KL401 Loader, Hydrostatic Transmission, 3PT, PTO, 1 Hyd, Cab, Heat, A/C, Snowblower, Balance of Factory Warranty, Very Nice, Like New!

Seems to be a no-brainer for me. If I hadn't thrown out my budget...

 

[PAKraig]

Greetings PaKraig,

You posted that I was questioning your research . . . and that isn't what I was doing at all. What I was doing is getting you to explain what you liked in each of the 2 units . . . rather than what you didn't like.

Logical information has a way of allowing a person to think in a different way . . But do it outloud. And that is often very helpful because others can comment on those statements too . . . Which we have not been able to do because all we was what you'd provided.

Knowing all the tractors you looked at wasn't needed . . but knowing about ones in the same 2 brands you looked at helps us also.

As an example . . . with 25 acreas of woods, I would naturally think ground clearance is a thing to consider. I was concerned the kubota would be short compared to the Ex3200. In addition each tractor states ground clearance in different ways . . so a brochure on one brand might claim 10 inches because they are measuring it from a specific location like bottom of front axle. Another brand might claim a larger clearance because they are measuring at oil pan or some other point.

I'm glad you mentioned you'd looked at the yanmar 424 . . because I thought that was a nice tractor as well. However, as I recall . . it doesn't have the diff lock feature and though very nice . . its not the size hp of a ex3200.

Also, pretty much all these companies change their promotions every month . . not quarterly. I had always heard there were 2 options . . Cash or 0% financing. But when it came to actually buying my Massey . . . the actual day . . I found out there were 6 different financing options available and 5 of the 6 qualified for the cash pricing.

I was just having a little fun AxleHub, no offense taken at all. I've got a list of pros and cons a mile long already and again, this is likely a lifetime purchase for me, so I'm really going at it from every angle.

Just found out it's 0% for 60 months, .99% for 72, and 1.99% for 84 months. Still not as good as Mahindra, but the tractor is much better, at least that's how I remember it. Heading to take another look at it today at 5.

That does make the overall cost of the Kioti $19,097 if financed for 84 months. But it does save me the cost and down-time of a custom SSQA and a more expensive tractor-specific snow plow. I can get a 72" skidsteer plow for $1,200 locally. As opposed to a quoted $1,600 for the Yanmar.

Those interest rates are apparently only for "top-tier" credit though, which I've been fortunate enough to maintain.

Dealer said these are definitely under-rated horsepower numbers too. Of course, if I was selling a tractor, I'd say the same thing. Ha ha.

 

[varmint]

The Kioti CK40 seems too cheap! If real, that's a lot of equipment for a modest cost. Too bad there are no photos...

 

[ishiboo]

I was just having a little fun AxleHub, no offense taken at all. I've got a list of pros and cons a mile long already and again, this is likely a lifetime purchase for me, so I'm really going at it from every angle.

Just found out it's 0% for 60 months, .99% for 72, and 1.99% for 84 months. Still not as good as Mahindra, but the tractor is much better. Dealer said these are definitely under-rated horsepower numbers too. Of course, if I was selling a tractor, I'd say the same thing. Ha ha.

Be sure that you compare apples to apples. Mahindra, like Kioti, uses AgriCredit. All of the 0% offers I've seen (on the models I was looking at) from AgriCredit mean that if you take the 0%, you loose just about that amount in cash rebates. Kubota was the same deal when I looked, now it looks like the rebates are fairly minimal and the 0% may be a better dealer over time.

 

[PAKraig]

Be sure that you compare apples to apples. Mahindra, like Kioti, uses AgriCredit. All of the 0% offers I've seen (on the models I was looking at) from AgriCredit mean that if you take the 0%, you loose just about that amount in cash rebates. Kubota was the same deal when I looked, now it looks like the rebates are fairly minimal and the 0% may be a better dealer over time.

Right. And it's only considerably more expensive if, in fact, you have less than excellent credit. Dealer told me Agri-Credit hits him with a $2,500 fee if you don't have an "excellent" credit score. Seems like a lot, but I'll take his word there.

Only incentives on the CK2610HST are $1,000 for the tractor and $400 for the loader.

 

[AxleHub]

I was just having a little fun AxleHub, no offense taken at all. I've got a list of pros and cons a mile long already and again, this is likely a lifetime purchase for me, so I'm really going at it from every angle.

Just found out it's 0% for 60 months, .99% for 72, and 1.99% for 84 months. Still not as good as Mahindra, but the tractor is much better, at least that's how I remember it. Heading to take another look at it today at 5.

That does make the overall cost of the Kioti $19,097 if financed for 84 months. But it does save me the cost and down-time of a custom SSQA and a more expensive tractor-specific snow plow. I can get a 72" skidsteer plow for $1,200 locally. As opposed to a quoted $1,600 for the Yanmar.

Those interest rates are apparently only for "top-tier" credit though, which I've been fortunate enough to maintain.

Dealer said these are definitely under-rated horsepower numbers too. Of course, if I was selling a tractor, I'd say the same thing. Ha ha.

So the financing you're showing above is gor the Kioti?

My question would be . . Have you gone back to Yanmar about financing changes or options again . . with the Kioti financing awareness for them to compete with ?

 

[PAKraig]

So the financing you're showing above is gor the Kioti?

My question would be . . Have you gone back to Yanmar about financing changes or options again . . with the Kioti financing awareness for them to compete with ?

Lol. Now we're on the same page. If the warm and fuzzy is still there about the Kioti after another look today, I plan to call Yanmar tomorrow.

Tough part is, that EX3200 really IS the last one around and the owner already said that's his bottom dollar.

 

[onelostdogg]

Kraig, sounds like you're almost at the end of your odyssey. Brings back memories of lasr year. In fact, I may have pinballed back and forth between the same two dealers. No matter which way you go, I think you're gettin a good deal on a great machine.