Financing THe future of financing programs.

[Rickstir]

I have to admit the 0% financing program is very attractive. I will be pulling the string this fall on a new Mahindra, I hope. The dealer closest to me has an add on the radio taking about no interst and no payments for 6 months, then 4.5% for 5 years.
So what do you all feel about financing plans? Do you think 0% will be around in Oct/Nov? If not would it be wise to wait until Spring?