The person you described probably also falls in this category of American Workers.The best way to get credit is not to need it.
I know quite a few paycheck to paycheck and for a lot of them self imposed.
A co-worker in the building bought a new car and then took an offer for a credit card and maxed it on vacation…
I thought maybe her husband had a very good job but she is single but had a boyfriend on the vacation…
He was suppose to pay half but they broke up…
Almost everyone has means and my grandmother said to always live below your means avoids trouble…
Maybe too many with financial woes didn’t have a grandmother like mine?
63% of workers unable to pay a $500 emergency expense, survey finds. How employers may help change that
High inflation continues to add financial stress to workers' budgets. Experts say new benefits to provide emergency savings plans may help.
www.cnbc.com