This topic got side-tracked when tomslawn made not so diplomatic comments about Kiotis.
But I will take his advice and check my loader bolts regularly. In fact page 10-3 of the KL 401/351 loader manual says to RE-TORQUE the bolts every 25 hours.
I don't buy the soft-steel theory but think the bolts may be prone to loosening due to the loader mount design. If regular maintenance is not performed bolts can loosen resulting in wear on the threads.
This problem can partially be blamed on sub-par Kioti manuals. The note about re-torquing every 25 hours is ONLY contained in the loader manual. How many people completely read, and remember, that? On the other hand, the Owner's Manual, Maintenance Check List, Daily Check Chart on page 7-3 says for "Loader (If Equipped) - Check mounting hardware for loose or broken parts." That's a lot different that calling for re-torquing.
The Owner's Manual Maintenance section includes an item (and values) for re-torquing wheel bolts every 50 hours. They should include and item for re-torquing loader bolts.
The KL 401/351 loader manual is confusing and, unless you own a DK35 with a KL 351, has NO actual torque values. For the KL 351 it does list values for the 8 14mm x 85mm hex head cap screws (part no. 01173-51485 on page 14-15). True to form, the manual lists the ISO class as 10.7 instead of the correct 10.9.
The rest of the bolts on the KL 351 are Japanese Industrial Standard (JIS) 9T bolts as are ALL bolts on the KL 401 (ignoring the small M10 7T bolts holding the loader pins). The loader manual does not provide those torques but my dealer emailed me a chart that I assume is from the Workshop Manual.
I had asked a couple of other bolt questions which the dealer sent to Kioti Tech Support. He got a return email with the comment
"The information he has is exactly what we have. My recommendation would be to go to a FASTENAL or good bolt supplier and get a generic torgue chart. The DD or DS is the manufacture signature." and a snapshot from Geno's Garage

giving torques for M14 10.9 bolts which are different than those in the KL 351 Owner's manual :confused2

the Geno's Garage specifies 133 lb-ft while the Kioti manual specifies 164 lb-ft). The 133 lb-ft value coincides with the 9T chart the dealer sent me. So I think the Kioti loader manual has the incorrect value (for the incorrect 10.7 bolt).
Several bolts moved slightly as I re-torqued them during the 50 hour service, and one moved about 1/4 turn. So
I intend to check my loader bolts regularly as tomslawn suggests and as specified in the loader manual.
Kioti manual shortcomings can be entertaining. But some of this information is important. I think Kioti USA should take a more pro-active role and provide updated "errata" pages for manuals and/or put a "Support" section on their webpage where owners could download updated information.
By the way, the reason tomslawn's advice caught my eye is because my dealer had a DK90 in the shop with stripped loader bolts the day I bought my tractor. But I don't think it was a soft steel problem. The owner had noticed loose mounting bolts and fixed it with his 3/4" impact wrench! However, the fact that he noticed the loose bolts (must have been very loose) says something.