I built houses for years.  I was a General Contractor.  I'd run extra empty conduits and come up in a wall and run to attic.  Sleeve water lines in cheap plastic pipe, the ones below slab.  Run a gas line into heater closet so you can at least use a heater of some sort if power outage.  You can use a propane grill bottle outside and heat.  If you have nat gas, use it.  Run line to stove.  Even if you're all electric.  Provision for a fire heater, wood, pellets, corn.  Build in every option you can.  I will say, I have heated with a fish cooker with a stack of bricks on it.