Of course we have a HOA and I love it. Before we seriously considered moving here we read every word and there were no deal breakers in it. The HOA keeps the neighbors to our standards.
The people who consistently have problems are those who lied at their closing when they sign that they have read and will abide by the HOA covenants. If they don't read them and have a problem with them later they should move.
In LS situation above our HOA states
. . .the (neighborhood) is intended to provide housing primarily for persons 55 years of age or older, subject to the rights reserved in section 11.11. The properties shall be operated as an age restricted community in compliance with all applicable state and federal laws. No person under 19 years of age shall stay overnight in any dwelling unit more than 90 times in any calendar year.
Section11.11 each Dwelling Unit, if occupied, shall be shall be occupied by at least one person 55 years of age or older; provided however, that once a Dwelling Unit is occupied by an age qualified Occupant, other qualified occupants of that dwelling unit may continue to occupy the dwelling unit, regardless of the age of termination of the age qualified occupant's occupancy. Notwithstanding the above, at all times, at least 80% of the dwelling units within the properties shall be at least one person 55 years of age or older.
If anyone sees a situation where they might have a grandchild under 19 have to live with them more than 90 days a year why would they agree to the above?