CK3520

[Binford]

Will be signing papers on a CK3520se mid month, and I asked the dealer about the warranty. He said that I would be required to use Kioti fluids and filters for the 50 hour interval service. Have you all heard the same regarding?

 

[LouNY]

He's blowing smoke, the trouble is going to be having to fight with him for any and all issues if you use other fluids.

 

[BillyB196]

Will be signing papers on a CK3520se mid month, and I asked the dealer about the warranty. He said that I would be required to use Kioti fluids and filters for the 50 hour interval service. Have you all heard the same regarding?

Yep, I have heard of this and there used to be, may still be, a die in the fluids so that they can tell if it was their fluids. Stihl does the same thing. I had the dealer do my first couple of 50 hour interval services, just for the records.

 

[Midniteoyl]

Don't know about the fluids, but my dealer sells the filters cheaper than I can find them anywhere else (online, other dealers, etc) so buying them from him is no problem.

 

[LouNY]

Yep, I have heard of this and there used to be, may still be, a die in the fluids so that they can tell if it was their fluids. Stihl does the same thing. I had the dealer do my first couple of 50 hour interval services, just for the records.

It is illegal to require dealer/manufacture supplied fluids and filters for warranty coverage unless the materials are provided free. The product used has to meet or exceed their specified parameters.

Magnuson-Moss Warranty Act​

Is what protects consumers from such practices, however it would be a long uphill fight if a dealer voids warranty for not using their brand of product as you would have to prove that what you used was comparable and met or exceeded all their specifications.

 

[Binford]

What I thought. I don’t have a problem to jump through the hoops and buy the necessary items for that 50 hour service. I live 2 hours from the nearest Kioti dealer so I will be doing the service. Been doing work on my equipment most of my life so all good. Want to switch to Amsoil after

 

[D&D]

What I thought. I don’t have a problem to jump through the hoops and buy the necessary items for that 50 hour service. I live 2 hours from the nearest Kioti dealer so I will be doing the service. Been doing work on my equipment most of my life so all good. Want to switch to Amsoil after

Stroke the deal so they include filters and fluids for the 50 hour when you pick it up.

 

[TN8Man]

On my recent tractor purchase my contract stated I must maintain insurance on the tractor or else the dealer labor warranty would not be honored.

 

[Coyote_CS2220]

Stroke the deal so they include filters and fluids for the 50 hour when you pick it up.

This is good advice and insurance. If you never have a major issue that requires future warranty work, you could use any filters/fluids you would like.........but if you have the misfortune of buying a machine that has a manufacture flaw, you will be at the mercy of the dealer for warranty servicing.

Till you get past the warranty period and you are certain the machine has no inherent defects it is best to keep on very good terms with the dealer.

In a warranty claim situation the dealer has the complete advantage. Best to negotiate the first couple of filters/fluids changes into he purchase and keep photo records of when and hour meter when you did them.

The last thing you need with a new tractor is that bad feeling you get when you have to have warranty work done and you have no documentation of servicing.

Also, if you do have the misfortune of having to send it back for warranty work make sure to take and document a diesel fuel sample before they pick it up or you drop it off. If they see you taking the fuel sample even better, then you will be less likely to be accused of "bad fuel use" (ie, gasoline in the sample or some fuel additive which can be used to deny warranty services).

Dealers know the warranty business far better than you, so it is always good insurance to "follow the dealer book" till you know for certain you have a tractor that has no expensive defects.

 

[LouNY]

On my recent tractor purchase my contract stated I must maintain insurance on the tractor or else the dealer labor warranty would not be honored.

That is another strange contract with another unheard of provision.

 

[Coyote_CS2220]

That is another strange contract with another unheard of provision.

....ya we seem to be living in a time were "rules" can be added, amended, invented, deleted as required.

All part of the "rules based order" when you think you have absolute control.

 

[paulsharvey]

My CK2610, they were pretty open about, "we sell whole 50 hr service kits, but you can run any of the book fluids if you prefer". I can see an argument if you swap filters, as the owners manual doesn't specifically list any other than the Daedong ones, but fluids... the manual lists many approved fluids.

 

[D&D]

....ya we seem to be living in a time were "rules" can be added, amended, invented, deleted as required.

All part of the "rules based order" when you think you have absolute control.

Any contract is really just an agreement between two parties. No one is ”making you” sign anything. You have the option to walk away.

 

[Midniteoyl]

On my recent tractor purchase my contract stated I must maintain insurance on the tractor or else the dealer labor warranty would not be honored.

Haven't heard of that before, but your Homeowner's should be enough to cover that provision.

 

[tacticalturnip]

Will be signing papers on a CK3520se mid month, and I asked the dealer about the warranty. He said that I would be required to use Kioti fluids and filters for the 50 hour interval service. Have you all heard the same regarding?

Your dealer is full of it; now I would use the Kioti filters, but even my dealer suggested I go with Shell over Kioti fluids to save a few bucks. So long as it matches the listed specifications, you're good to go.

You can read the warranty right here. It's a PDF file from their website.

 

[Kioti Sal]

As far as homeowners insurance, that is not always the case. Your homeowners may NOT cover it. It could be different in your state, but some homeowner's policies do not cover equipment worth more than $5k in certain scenarios.

Ex. Using the tractor while not on your property, not covered. Tractor stored outside and a tree falls on it, might not be covered in full. Tractor stored outside and someone steals it, might not be covered. Also, if you were to have a catastrophic event; your personal property limits might not be enough to cover everything in your house, shop, lawn equipment, etc, and your tractor.

Most homeowners policies are for 'regular' people. The kind of people that don't have a personal shop, commercial lawn mowers, equipment, ATV's, or large collections of things.

-Sal

 

[Coyote_CS2220]

As far as homeowners insurance, that is not always the case. Your homeowners may NOT cover it. It could be different in your state, but some homeowner's policies do not cover equipment worth more than $5k in certain scenarios.

Ex. Using the tractor while not on your property, not covered. Tractor stored outside and a tree falls on it, might not be covered in full. Tractor stored outside and someone steals it, might not be covered. Also, if you were to have a catastrophic event; your personal property limits might not be enough to cover everything in your house, shop, lawn equipment, etc, and your tractor.

Most homeowners policies are for 'regular' people. The kind of people that don't have a personal shop, commercial lawn mowers, equipment, ATV's, or large collections of things.

-Sal

Insurance.....ah yes!

My life-long learning curve:
1) Agents will attempt to sell you the most 'protection', but when there is an actual claim the sales side is distinctly separated from the claims side.
2) On the selling side, agents know that the 'feeling or perception' of insured safety is different from actual safety.
3) When there is a claim the 'actual insurer' hires a lawyer to work with the adjuster to see if or what 'they are legally required to pay, minimally'.
4) You never really know what 'coverage' you have until you actually have to file a claim.
5) You never really know how 'good/fair' your insurer is until you have to file a claim.
6) Lawyers always make the most money when there differences in wording interpretations or questions on coverage.

 

[LouNY]

I am very fortunate that my Home n Farm owners policy is handled by a small local Co-Op there coverage is well explained and well handled when needed. Anyone that is in the area of New York that I am in I would recommend them.

 

[DK35vince]

As far as homeowners insurance, that is not always the case. Your homeowners may NOT cover it. It could be different in your state, but some homeowner's policies do not cover equipment worth more than $5k in certain scenarios.

Our homeowners will only cover a lawn mower or tractor up to $5000.
I have the tractor, attachments and zero turn mowers under an Inland marine policy.

 

[Binford]

Well, I appreciate all of the comments and input. I am a Catastrophe property adjuster for a major carrier, so I am familiar with the claims side of the business. Our view, or at least mine, is to find anything that I can afford coverage for as per the policy for the insured. I take no pleasure in having to deny a claim.

for my tractor purchase, the dealer offered $1700 for insurance that satisfies the lender, for the life of the loan(6 years). That is fa better than the $850/yr Farmers quoted me. Going with my dealers offer