Or is qualifying for it nigh on the impossible?
I know on the 4700 series, the cash discount was about $6800, so the 0% was not feasible for me. Maybe the smaller tractors it's not as much.
I agree...AGCO financial isn't the best. Kubota and Case/NH had best financing offers by far. Case/NH you lost a $1800 rebate. I used this as a bargaining tool since I was also looking at a Case 75c. AGCO stepped up with more discounts and 4.49%for 84. I was happy with that since I was putting over $20k down.To compare, Kubota was $900 for cash discount on Grand L and M series (ie 45-60k range) compared to 0% for 60m.
just remember that $6800 is your financing charge if 0% for 84m is $6800 more than cash. That is 13.7% of the cost on a $50k purchase.
I looked at the 1758 and 1759..it was still thousands of dollars. If I went with a MF it would be cash. Kubota may also be baking the financing costs in, charging both cash and financed purchasers more to defray those costs overall.
7 years for a small diesel tractor is excessive? At 0%?84 months seems a bit excessive for a small tractor.
7 years for a small diesel tractor is excessive? At 0%?
My little bx1800 is 17 years young, and still going strong. I just want something bigger. It's got another 17 in her, I bet.