AAA Auto club, Is it Worth it?

   / AAA Auto club, Is it Worth it? #31  
Mom had no trouble getting a 1 million umbrella...

I could be the offerings vary from State to State.


I remember now. AAA wouldn't do it because I have a pool with a diving board. Had to go through someone else for the umbrella policy
 
   / AAA Auto club, Is it Worth it? #32  
Many years ago we had AAA coverage. I used them for the cars but also other insurance as well as trip discounts. They towed me home a couple of times once from the west coast of FL to the east coast. Getting a tow took four hours or so because nobody wanted to take us to the east coast. I tipped that guy a bunch of money since he was out of service with us for about three hours.

I always carried the extra towing mileage.

I THINK we stopped using them because we found cheaper insurance at other companies. We now carry towing insurance on our car insurance. It is only a few dollars a year and I think we have used it once.

At one time AAA made sense for me. Now it does not. I had no real complaints about their services when I was a member.

Later,
Dan
 
   / AAA Auto club, Is it Worth it? #33  
I THINK we stopped using them because we found cheaper insurance at other companies. ,
Dan



As much as I pay per yr for ho & vehicles, if I could find less expensive ( with a top rated co.) I would. I went with an independent agent that represents several companies & AAA was the least expensive for the coverage I have
 
   / AAA Auto club, Is it Worth it? #34  
I had AAA for a long time but I dropped it when they announced that they would no longer tow a "dually".

Though I rarely used their services, when my wife's vehicle needed towing and repair, we let the tow company take it back to their shop and fix the problem. They did a good job and at a reasonable price.

Back in the days when I had five weeks of vacation and more money (and before GPS which I don't have anyway), I used to get maps and travel guides at AAA. With sites like mapquest, for the most part maps are not so necessary.

These days, I mainly drive to work of for shopping and although I no longer have the dually, I take my chances on the possibility of a tow job.
 
   / AAA Auto club, Is it Worth it? #35  
I had AAA during the years my kids were little. My wife needed a single point of contact to analyze and solve whatever problem when she was out with little kids. My job required frequent travel so I couldn't always be the first-responder. Her most important call was when she locked the kid and the car keys inside the car in 110 degree weather. She described it as an emergency, AAA got there in 20 minutes, and they had slim-jimmed it before I got there with the other key. Daughter was fine, she was entertained by all the concerned people milling around outside the car.

Outside of that time period I have self-insured. This means I called anybody in the phone book showing the AAA logo assuming that excluded the real dummies. I paid retail, ($75??) to have someone bring me gas and jump start the AMC Eagle in heavy cold rain, the time I learned its gas gauge meant empty when the needle hit 1/4.

I always told my wife to do the same, just call a AAA-listed tow service and pay them their standard rate for any emergency. As far as I can remember the gas and lockout episodes were the only time we have ever needed a towing service.

Their maps are excellent. I used them widely to find obscure locations all over California. In my work I went to the offices of big contractors and subcontractors, sometimes several unfamiliar ones in a day, and always in industrial or rural areas. Pre-GPS those AAA maps were a lifesaver.

In sumary being self insured, ie pay-as-you-go to obtain AAA quality service when needed, has been a lot cheaper than subscribing to them annually.
 
   / AAA Auto club, Is it Worth it? #36  
We have AAA and don't have any complaints. Over the years it has come in handy in emergency situations.
 
   / AAA Auto club, Is it Worth it? #37  
It's worth it to me if they get one drunk off the streets on each of the holidays they cover with their Tipsy Tow Service. And one doesn't even need be a AAA member for that service.

Will you need that service tonight?:confused2:
 
   / AAA Auto club, Is it Worth it? #38  
As much as I pay per yr for ho & vehicles, if I could find less expensive ( with a top rated co.) I would. I went with an independent agent that represents several companies & AAA was the least expensive for the coverage I have

After we left AAA we went with a top rated insurance company whose name I cannot remember. :laughing: Then we bought the land and a tractor. The tractor was insured via JD but when I paid off the loan I needed insurance. The insurance company we had did not have a clue on how to insure the tractor. We gave NC Farm Bureau a call. The did know how to insure the tractor and their rates on the house and cars were much cheaper. :thumbsup: We now have an agent who knows us and is very responsive. :thumbsup::D

We have had a couple of claims with NCFB and they have been great. No muss no fuss they just did what needed to be done. They have a great reputation among lawyers for doing what they are supposed too in a timely fashion unlike other big name insurance companies.

Later,
Dan
 
   / AAA Auto club, Is it Worth it? #39  
Her most important call was when she locked the kid and the car keys inside the car in 110 degree weather. She described it as an emergency, AAA got there in 20 minutes, and they had slim-jimmed it before I got there with the other key. Daughter was fine, she was entertained by all the concerned people milling around outside the car.

IMO, I would have called the police if that happened vs relying on AAA...
 
   / AAA Auto club, Is it Worth it? #40  
IMO, I would have called the police if that happened vs relying on AAA...
911 would send the fire department - who would bust out a window. This worked out better.

We would have called 911 if the two-year-old looked stressed by the heat, but she didn't. She spent the 20 minutes happily entertaining the people looking in at her.
 

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