List price doesn't mean that much to me, but it is a fair question. MSRP is $25,285 without the loader, but I suspect the street price to be somewhere close to that with a loader. As a dealer, I do not want to give specific street pricing, but I also don't want someone to look at our MSRP and then compare it with Kubotas street price and to then make a apples to oranges comparison on price.
The real price will depend on financing options and/or cash discounts. 0% costs the dealer, and as much as that gets disguised some, it will make the tractor more expensive than 4.99% or even cash.
Kind of a long answer to a simple question.