You Know You Are Old When

[MossRoad]

Don't you have to drink all that within say, 60 or 90 days to preserve freshness and taste?

My FIL was a legendary Pennsylvania working man beer connoisseur and drilled that message into me.

Seriously, my father in-law said he felt bad that he only had his favorite beer in the garage fridge, and he'd ask my wife and me what we liked to drink. He'd buy a 12 pack of each. Wife and I would have 1 or 2 on our next visit. We'd go back a week later and they were gone. What the heck???

"I had to drink it before it went gunky."

 

[WinterDeere]

Don't you have to drink all that within say, 60 or 90 days to preserve freshness and taste?

Depends on the type. Most of the stuff in my fridge is the very high (9% - 12%) ABV Belgian triples and quadruples, or similar, and those have better shelf life than 3% or 4% brews.

But no worries, I have 1 beer almost every day, so what you see there represents about 30 days if I'm working alone. We have guests frequently enough that they don't last even that long.

My FIL was a legendary Pennsylvania working man beer connoisseur and drilled that message into me.

Freshness is definitely important with some brew types, and especially if you're having local brews that were not pasteurized for export compliance.

 

[masseyrider]

YKYO when you wake up each morning and you're surprised by it,

 

[WinterDeere]

YKYO when you wake up each morning and you're surprised by it,

Massey, every morning:

 

[newbury]

This one and only house I bought 45 years ago and paid off in 3 years but the interest was 14%. My Dad waited the entire 30 years paying his off because it was 4%. He said every time he went to the bank they begged him to pay it off early. The monthly payment was less than $25.

Interest rates are everything. For my present house I'm sitting in we bought in 1984 and the best rate we could find was an adjustable at ~12%, with a guarantee it wouldn't go above 16%, and we felt lucky. They laughed at us when I asked what the LOWEST it would go.
Well we rode it down to about 6%, when we jumped to a fixed at about 5%.
Paying off a loan early is good, if you don't have other uses for the $$ and depends on the value of your money in the future.
/edit - I tried to get my wife to redo the financing on all of our houses to the max when rates dropped and we were getting refi offers around 2% during the 2021 crisis. But she wouldn't go along with it

 

[Oaktree]

I was 28 or 29.... but the house was only $20K. That would still only be about $60K in today's dollars.

Fixerupper!

My first house was around $25k, I was a bit envious of my parents for paying only $7k for theirs in the early 50s. Thought "those days are gone forever when houses were cheap". Compare that to today's prices!

To call that place a fixerupper was an understatement! Having worked 2 summers as a helper for a building contractor when I was a teenager was a big plus!

This one and only house I bought 45 years ago and paid off in 3 years but the interest was 14%.

Yeah, I bought my first one in '77, and felt lucky for paying 8.75%. Not long after it was pushing 10%.
I actually read all the fine print when signing the papers at the bank, and was astonished to see that the interest paid over the course of the loan was over twice the principal!! Right from the start made it a point to double the principal part of the payment each month (and even more when I could).

 

[Fuddyduddy1952]

Interest rates are everything. For my present house I'm sitting in we bought in 1984 and the best rate we could find was an adjustable at ~12%, with a guarantee it wouldn't go above 16%, and we felt lucky. They laughed at us when I asked what the LOWEST it would go.
Well we rode it down to about 6%, when we jumped to a fixed at about 5%.
Paying off a loan early is good, if you don't have other uses for the $$ and depends on the value of your money in the future.
/edit - I tried to get my wife to redo the financing on all of our houses to the max when rates dropped and we were getting refi offers around 2% during the 2021 crisis. But she wouldn't go along with it

By paying it off early I continued making mortgage payments, except now to myself by investing it along with whatever else I could add.

 

[Oaktree]

Two things I never understood:

1. Anyone who likes to drink the same beer, day after day. I love a great burger, but I don’t want burgers every day!

2. Anyone who drinks cheap beer. It ain’t exactly health food. If you’re going to be abusing your liver, you should at least enjoy it!

I've never been so much of a drinker where my liver was in any danger, but I see what you're saying. I've always, at the very least, stuck to the major brands (with the exception of Budweiser, which I never liked the taste of). My beer drinking days were well before the whole "craft beer" thing.

That having been said, I had a circle of friends back in my 20s who'd make a point of seeking out the cheapest, nastiest brands of beer just to see how bad it could get. Verdict; pretty bad!

 

[Oaktree]

By paying it off early I continued making mortgage payments, except now to myself by investing it along with whatever else I could add.

Never with mortgage payments, but I did do that after I paid off the one new car I ever owned. Added 10%/yr for "inflation", and kept a separate bank account earmarked for vehicle purchases.

 

[MossRoad]

By paying it off early I continued making mortgage payments, except now to myself by investing it along with whatever else I could add.

That's pretty much what we did.... now that you don't have a mortgage, keep making those payments to your savings account, retirement plans, etc.. worked out well for us.