Fuddyduddy1952
Elite Member
- Joined
- Aug 10, 2022
- Messages
- 2,990
- Tractor
- john deere
Wife & I have had credit cards (almost) forever, always pay balance in full (autopay) every month, never ever paid a dime in interest or penalty. Cheaper than cash because 1%-2% cashback goes into a mutual fund. We always check bill each month to be sure charges are correct. We have made a few charge backs for merchandise not received or defective.
Someone did steal my card number many years ago for $2,400 but no problem, cc co. removed charge.
When in business best thing I ever did was accept credit cards. Processor charged 2.7% + 35c/transaction. I never increased my charges or lowered price for cash because the increased business more than offset fee. I did make a sign no charges for less than $5.
I use my card all the time and get back $500+/year and have protection cash or check doesn't have and have statements of everything I bought. We've never had a debit card and never will.
Someone did steal my card number many years ago for $2,400 but no problem, cc co. removed charge.
When in business best thing I ever did was accept credit cards. Processor charged 2.7% + 35c/transaction. I never increased my charges or lowered price for cash because the increased business more than offset fee. I did make a sign no charges for less than $5.
I use my card all the time and get back $500+/year and have protection cash or check doesn't have and have statements of everything I bought. We've never had a debit card and never will.