My MX5800 loan is almost paid off & I got a letter from Kubota offering the KTAC insurance for an additional year for $719. Seems kinda high doesn't it? Any other 3rd party companies to get insurance through that are good? From what I understand, the KTAC insurance covers just about anything that can happen to the tractor...
Kubota KTAC insurance
- Thread starter coolbrze
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Megawisdumb
Bronze Member
I acquired a new LX2610HSD w/BH and other implements back in March used USAA for insurance instead of KTAC. When I called the USAA farm/tractor number they told me the policy was underwritten by Travelers. The LX policy for @$42k was $525 annually and covered inland marine (transport) and damage on other properties. The KTAC was $710 annually. I'm not an insurance expert and realize KTAC may offer better coverage but I wanted to keep it with my farm/home coverage.
Rdrcr
Platinum Member
- Joined
- Feb 25, 2021
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- 877
- Location
- WA
- Tractor
- Kubota L2501 HST 4WD w/ S2T Turbo Kit = 35 PTO HP (Current), Cub Cadet Pro Z 560 S KW (Current), B2601 Kubota (Sold), E170 John Deere (Sold)
I didn't continue KTAC once my tractors were paid off. I too found it expensive. My equipment is covered under my homeowners policy. However, KTAC, did have slightly better and more focused coverage.
Mike
Mike
buckeyefarmer
Epic Contributor
I just got letter for extending ktac on my ZT. Think around $110 year.
buckeyefarmer
Epic Contributor
Yes, value only 7k.
Fallon
Super Member
KTAC on a new machine will repair or replace the new machine.
KTAC on a used or paid off machine will insure the machine for X value if totaled.
In either case it will cover off-property & commercial use, unlike a homeowners policy. Generally you need an inland marine policy for similar commercial or off-property usage.
KTAC on a used or paid off machine will insure the machine for X value if totaled.
In either case it will cover off-property & commercial use, unlike a homeowners policy. Generally you need an inland marine policy for similar commercial or off-property usage.
sea2summit
Super Member
This was not my experience with KTAC…
AndyMA
Elite Member
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- Oct 11, 2000
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- Ford 2120 , Kubota MX5200 , Deere X748SE. 1956 Economy Tractor
Explain, what was your experience?
sea2summit
Super Member
Had an engine drop a drain plug after the 400 hr service and they covered exactly $0 of the expenses. It was the third tractor I had insured with KTAC over the previous 10 years and my first claim.
Not sure if timing mattered but it was two months before my last payment on that tractor, hadn’t even gotten an option to extend KTAC yet.
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