Kubota still offering 0 percent financing

[jyoutz]

No sir this came straight off the Kubota web site, I had already done my homework before I went in and knew what the current programs were, but mind you this was on construction equipment/ skid steers, I just wanted to see if the salesman was going to be straight with me and he was, so he has a new customer.

I don’t doubt what you were quoted. Maybe construction equipment is different. I was given the different responses by each different dealer when I was shopping to buy.

 

[Hay Dude]

My personal troll is back. Where have you been? None of those companies whose high quality goods I quoted are unionized, nor are shoemakers and clothing makers highly regulated. You’re just doing your typical political anti-government thing. The facts are that the cost of living, housing, etc… in this country require something better than $10/hour wages to survive. And most consumers will not pay those prices for US made goods. People like myself who use those products for our work see the value in those quality goods, but they aren’t mass market and the US isn’t going to see mass manufacturing of consumer goods again.

The reason your $500 shoes and $125 shirts you brag about cost so much compared to the clothing most average people buy is because of high corp tax rates, union wages and overly burdensome regulations and NAFTA. They did the job. They closed the doors of American manufacturing. With it went the jobs and the national security of being able to rely upon ourselves in times of shortages from war or trade embargoes.
Maybe if those anti business practices were removed, we could ALL buy American made goods mass manufactured once again, not just exotic boutique stuff for fat cats hauling in mega bucks.
And BTW, I ain’t trolling you. Not worth my time.

 

[jyoutz]

The reason your $500 shoes and $125 shirts you brag about cost so much compared to the clothing most average people buy is because of high corp tax rates, union wages and overly burdensome regulations.
Maybe if those anti business practices were removed, we could ALL buy American made goods mass manufactured once again, not just exotic boutique stuff for fat cats hauling in mega bucks.
And BTW, I ain’t trolling you. Not worth my time.

You’re a broken record. Americans cannot work for $10/hr. Simple as that. Unions are a very minor part of the modern workforce. What decade are you thinking of? You can wish to return to 1970, but Americans aren’t going to buy $100 US made toasters. It must be nice and simple for you to attribute everything you don’t like to government; it avoids needing to think critically about issues. Troll on.

 

[Lineman North Florida]

I don’t doubt what you were quoted. Maybe construction equipment is different. I was given the different responses by each different dealer when I was shopping to buy.

What type of tractor or model are you hunting ? I would like to see what the Kubota web site says the rebates are, seems like all Kubota dealerships would have to honor that.

 

[Hay Dude]

You’re a broken record. Americans cannot work for $10/hr. Simple as that. Unions are a very minor part of the modern workforce. What decade are you thinking of? You can wish to return to 1970, but Americans aren’t going to buy $100 US made toasters. It must be nice and simple for you to attribute everything you don’t like to government; it avoids needing to think critically about issues. Troll on.

Never said it happened yesterday. Never said anyone should make $10. Thats all BS. This all happened decades ago. Thanks for making my point for me. Maybe your $500 shoes are clouding your ability to understand why you can’t barely buy moderately priced US made shoes anymore?

 

[jyoutz]

What type of tractor or model are you hunting ? I would like to see what the Kubota web site says the rebates are, seems like all Kubota dealerships would have to honor that.

I bought my MX6000 last December. The information I quoted is what I was told last year.

 

[jyoutz]

Never said it happened yesterday. This all happened decades ago. Remember I said NAFTA? (90’s) Or did you fail to read that? Thanks for making my point for me. Maybe your $500 shoes are clouding your ability to understand why you can’t barely buy moderately priced US made shoes anymore?

You’re just jealous of my custom boots. NAFTA was a free trade agreement very popular with the business community and Wall Street at the time. It was seen as free enterprise capitalism.

 

[Hay Dude]

Maybe some lower intellect buyers see “0% financing” and assume there’s no haggling when it’s offered. Sounds like my friend North Florida Lineman is a serious man about buying equipment and knows 0% financing is not real and there’s a cost built into the price.
In his case it was at least $2,700.
I have been offered 0% financing by Kubota and when I asked if there was a cash back option, they said yes. You can get cash back instead.

 

[Lineman North Florida]

I bought my MX6000 last December. The information I quoted is what I was told last year.

10-4 there website is showing $700 rebate now and if I read it right that is with the 0% financing on that model.

 

[Hay Dude]

You’re just jealous of my custom boots. NAFTA was a free trade agreement very popular with the business community and Wall Street at the time. It was seen as free enterprise capitalism.

Nah-it was a way to destroy what was left of the American Industrial base.
I’m not jealous of anything you brag about.
Especially $500 crap kickers.

 

[Lineman North Florida]

Maybe some lower intellect buyers see “0% financing” and assume there’s no haggling when it’s offered. Sounds like my friend North Florida Lineman is a serious man about buying equipment and knows 0% financing is not real and there’s a cost built into the price.
In his case it was at least $2,700.
I have been offered 0% financing by Kubota and when I asked if there was a cash back option, they said yes. You can get cash back instead.

You and I know that every nickel counts, I'm always trying to educate myself to help my bottom line.

 

[jyoutz]

Maybe some lower intellect buyers see “0% financing” and assume there’s no haggling when it’s offered. Sounds like my friend North Florida Lineman is a serious man about buying equipment and knows 0% financing is not real and there’s a cost built into the price.
In his case it was at least $2,700.
I have been offered 0% financing by Kubota and when I asked if there was a cash back option, they said yes. You can get cash back instead.

Lower intellect buyers? Pretty low class of you. There are different price points and cash/financing deals on all of Kubotas different equipment lines: it is even different on their website (or was last fall) for B, L, M series tractors, and I didn’t even look at construction equipment. They change the incentives and discounts periodically based on what they are focused on marketing at the time. Don’t be so smug. You don’t know it all.

 

[jyoutz]

Nah-it was a way to destroy what was left of the American Industrial base.
I’m not jealous of anything you brag about.

Nor am I jealous of your mushroom bedding low grade hay business.

 

[Hay Dude]

Nor am I jealous of your mushroom bedding low grade hay business.

I’m a feed hay producer. My lower quality hay, or rained-on hay goes to mushroom growers if it doesn’t meet my standards.
If you knew anything about hay farming or what you were talking about, you’d actually see that instead of selling lower quality hay to people disguised as feed hay, you’d appreciate I sell it off to someone who can use it for something other than feed hay.

 

[jyoutz]

I’m a feed hay producer. My lower quality hay, or rained-on hay goes to mushroom growers. If you knew anything about hay farming or what you were talking about, you’d actually see that instead of selling lower quality hay to people as feed hay, like some do, you’d appreciate I sell it off to someone who can use it properly.

I am very familiar with feed hay, having growers all around me and having bought quite a few tons for both horse and steer hay. It’s low class to criticize someone who buys quality US goods from businesses. Think about your comments.

 

[Hay Dude]

If you knew anything about the hay business, you’d know some hay thats baled gets compromised or ruined. Only a liar would claim all his hay never saw rain, was left out too long, or baled with too many weeds. At least I take less money by selling off the hay that doesn’t meet my standards as mushroom hay.
Why you chose to make false, demeaning allegations, for absolutely no reason other than that I see American Industry as being destroyed by unions, hig corp taxes and burdensome regulations is beyond comprehension. BTW: We all know thats true, but just my stating that causes you to personally attack my business in a public forum?
Wow.

 

[jyoutz]

If you knew anything about the hay business, you’d know some hay thats baled gets compromised or ruined. Only a liar would claim all his hay never saw rain, was left out too long, or baled with too many weeds. At least I take less money by selling off the hay that doesn’t meet my standards as mushroom hay.
Why you chose to make false, demeaning allegations, for absolutely no reason other than that I see American Industry as being destroyed by unions, hig corp taxes and burdensome regulations is beyond comprehension. BTW: We all know thats true, but just my stating that causes you to personally attack my business in a public forum?
Wow.

Rant on. You have one response to every topic: too predictable and too simplistic. Everyone knows that hay gets spoiled. You take high offense at a small dig after making many rude and insulting comments about me in many responses. A little hypocritical huh?

 

[buckeyefarmer]

I was told no cash discount when I bought my ZT, so took the 0%.

 

[arrow]

I just purchased a Kubota skid steer and after we negotiated the price the salesman told me if I qualified I could get 0% financing for up to 48 months so after running my credit he said I was good if I wanted to finance thru them, at that point I asked him what if I wanted to pay cash what could they do? He didn't bat an eye and told me $2700 more off the price on the model that I ordered, so not a lot but every little bit helps.

It makes little sense to give the public any appreciable choice difference under the zero% scheme.
If the skid steer was like 80 grand, then $2700 was like taking off $500 on that 25K tractor if you didn't want the zero on that tractor.. The dealer does have more margin on the higher priced entities.
Backs you into a corner to take the 0% otherwise which is the goal in the first place.

 

[arrow]

Just goes to show that the $2700 is the financing cost. Probably even higher since that was his first offer to you. Who knows, he might have gone to $4000.

So if you take $2700/48 thats approximately $56/month.

You are correct. If the skid steer was 80 grand, the financing would be much more than $2700 imbedded in the 0 pricing.
I can just about guarantee the dealer would not have gone to 4 grand.