My feelings are, if you need the truck at least several times a year, get it and not have a smaller vehicle, which adds maintenance, insurance, registration, tax, etc. expenses. Otherwise just get the smaller vehicle or even an SUV that will take care of most needs and borrow a truck when necessary.
My family had an '89 F150 XL, and we used it to haul garden debris, mulch, trash, fuel, when we relocated our music shop, when we moved our island in the kitchen from my aunt's to here, and it became my sister's first daily driver. It was affected by whatever paint issue Ford had back then and my dad was never notified by Ford and they refused to honor the warranty after he had found out about it after the time expired (that was our last Ford product other than a '97 Sable my grandmother bought for my mom), plus it had several issues that my dad didn't want to deal with so he got rid of it. Other than that, we've always gotten by with sedans.
The need comes up several times a year for a truck, though, most notably for moving our ATVs around (they've never been off the property since we got them around 10 years ago, except 1 that was hauled away by a friend with a borrowed trailer so we could work on it at his shop). Also the previously mentioned things continue to pop up, plus things like moving lumber around since our house is now 20 years old and needs work. My dad also has a large welder that's at his workplace's headquarters 3 hours away that will probably never make it down here.
We also live a mile and a quarter down a partially privately-maintained road (we need gravel delivered) and things get ugly in the spring ("mud season") and winter... very hard on the sedans; every one of them has gotten stuck in snow/mud/ditch at one point or another, we need front-end alignments frequently, suspension wears out quickly, we get flat tires frequently.... Anyway, the point is, it's not always hauling stuff that makes a truck appealing.
My neighbor has a Chevy Volt as her daily driver and an Escalade EXT for winter/mud season/long trips and to use to haul around her pottery for shows, and my dad and I helped her move a kiln with it. Her husband is a carpenter and his Sierra 2500HD Duramax is pretty much his daily driver and he houses all his tools in it and hauls lumber with it and pulls a trailer with his tractor and excavator occasionally.