I am a homeowner and I am looking to buy my first tractor. I know nothing about tractors and I married into a farming family. Ofcourse they have large john Deere tractors and suggest that I buy a smaller one of those but wow the prices I have seen are crazy. I guess the old saying is true if your going to drive something that is the color of money you better have a lot of it. I am looking for a 4x4, 35-40 HP with a loader any suggestions?