Farmboy,
Take a minute, clear your head, and then read all posts again. I am like you, in that, I like to research things to death. It is well worth the time. I too, like and highly value the opinions of folks who have used the things that I am interested in buying. I ended up with the RTV900 and it is the best machine for us. We mostly work ours though. HARD!! For hard work, get one of the RTV models (maybe not the RTV500 ), The price you were given for the used one was high, which seems to be the case, on any used atv/UTV. If you need 4 to 6 people carried, with not so heavy duty work, but still capable of consistently hauling big loads of wood, mulch and such, get the polaris/deere ( I'm not sure if deere offers a crew yet or not ). If you want play, woods riding toy, than go with the rhino, razor, prowler, etc. As for the cub cadet/club car made rig, you have tractors with way heavier duty loaders than this has ( if I remember your info correctly ) , to do any loading tasks. It is just a sales gimmick. Everything you read, will tell you roughly the same things that we have. You have to decide exactly what the primary uses will be, and make the best comprimize, as none will serve every need perfectly. Take your time, as with the economy slowing down, you should be able to get a good deal on whichever one that you decide.