Trying to hire and they are all "Drawing"

[sweettractors]

If it is considered "earned" I have a proposal:
Those of us who worked all our lives and NEVER drew UI ought to be paid a lump sum upon retirement. Say at turning 65, lump sum equal to 50% of max benefit qualified. If you've previously drawn a single check then zero. Could be quite an incentive not to draw and a considerable savings to the system.

That is a great Idea, I think that would also be a good idea for workers comp. If you never drew it, you shoul get a check at retirement, That is, if you earned it like Duffster suggests? I would qualify and all of my employees, as well. Ken Sweet

 

[sodamo]

Sorry but it is earned.

The employer pays in on the wages the employee earned. The employee can only draw on that amount. Nobody else pays. If the employer didn't have to pay UI they could pay more wages. UI is an earned beny no different than health or dental insurance.

With your argument you are just a drain on society everytime you go to the doctor.

And this points to why the health system is so screwed up. Once the insurance became a benefit, the employee/consumer lost touch with the cost to benefit reality, the insurance companies saw a cash cow where a single payer (the employer) was forced , usually by union contract to pay substantial group premiums. It's only been relatively recently when the employee has been forced to pick up an increasing amount did they start complaining. When cost of premiums had little direct impact on take home pay it was easy to let the employer worry about it.
Beginning to look like too many people see a right to get out of either system what they put in.

 

[Duffster]

That is a great Idea, I think that would also be a good idea for workers comp. If you never drew it, you shoul get a check at retirement, That is, if you earned it like Duffster suggests? I would qualify and all of my employees, as well. Ken Sweet

You pay WC on yourself?

 

[sweettractors]

You pay WC on yourself?

Not now, however, I worked doing Tool and Die work for 15 years and my employer paid it on me. I never used it and I want it back because it was part of my earnings. Ken Sweet

 

[dcyrilc]

If she was eligible for UI she earned it. Unless it is the extension of benefits nobody else that is "gainfully" employed is paying for it.

I have to agree, but also disagree here. To me, someone that draws UI and doesn't seek to find a job is equivalent to someone injured on the job going out and intentionally doing things to agrevate the injury for the purpose of extending the claim. The latter in this case could be sued by the state for repayment of the claim.

Or someone who has their car hit in a parking lot trying to have the insurance company buy them a new vehicle rather than repair it. After all, they've been paying for it. Right?


There's a difference between drawing UI while looking for another job and nursing it to try to keep from having to work for as long as possible. UI is insurance, not a vacation fund.

Another option for UI would be to have it be on a declining scale. The longer you're off work, the lower your benefits become until they eventually expire.:confused3: This would help people to get through, but encourage them not to try to draw it out as it would become harder and harder to live off of, encouraging people to try to go back to work.



Just my 2 cents worth.

 

[Duffster]

Not now, however, I worked doing Tool and Die work for 15 years and my employer paid it on me. I never used it and I want it back because it was part of my earnings. Ken Sweet

You have to get hurt to finish earning it.

 

[Gale Hawkins]

UI is just an insurance policy we pay and the premium is based on loss history.

 

[PILOON]

If it is considered "earned" I have a proposal:
Those of us who worked all our lives and NEVER drew UI ought to be paid a lump sum upon retirement. Say at turning 65, lump sum equal to 50% of max benefit qualified. If you've previously drawn a single check then zero. Could be quite an incentive not to draw and a considerable savings to the system.

When Dad retired he was obliged to take UI for one year before he could claim his old age pension.
He balked as he said he was not unimployed but simply retireing.
Took the year!

Same with me.
I got 1 yr UI as well, but don't remember if it was mandatory in my case or just well planned on my part. LOL

Otherwise neither Dad or I were ever 'on the poggy', so it was a reward, sort of, for never claiming but supporting the system.

 

[sweettractors]

You have to get hurt to finish earning it.

My feelings are "Hurt" Can I draw on that? Ken Sweet

 

[Duffster]

My feelings are "Hurt" Can I draw on that? Ken Sweet

Were they hurt on the job. LOL