I agree that the best bang for the buck for a torque wrench is the Craftsman Microtorque series, that would also be my recommendation. Occasionally they even go on sale. Although even the cheapie Chinese torque wrenches come with an accuracy % too, you really have know way of knowing if it is within spec without a calibrated test, or if it will stay within spec.
One thing to watch out for with the Craftsman wrenches however, is to be careful unwinding the handle to release the tension (as you're supposed to do), and do not twist it beyond the stop. These have a tendency to unscrew the tension nuts inside the handle, which renders it useless.
I have a different opinion on impact wrenches, however. For the casual user like the OP sounds to be, a cheapie impact should do fine, for no more use/wear than it's going to get. You don't need an impact gun to be accurate, you just need it to beat on a fastener, and even the Chinese crap does that well (even if the max torque may be a bit overstated).
Here's why I say this: I have a couple of those "name-brand" impacts and a Harbor Freight 1/2" one that for some reason or other I picked up a dozen or more years ago. A funny thing happened... because I don't
care about the HF gun, it's the one that's gotten almost all of the use & abuse over the years. It's been kicked from one end of the garage to the other, dropped, yanked through piles of dirt & grease, oiled once in a blue moon, you name it. And it still keeps banging away like always. I know their QC isn't the greatest, and I must've gotten "a good 'un".
The IR 1/2" on the other hand, cost probably 4X as much, sits in the tool chest with hardly a scratch on it looking practically new (because it might as well be), and at this point is little more than a trophy piece.
This is why I'd suggest putting the money into the torque wrench, which needs to be reliable and accurate. I don't trust HF for accurate tools, but I have gotten some decent, cheap hammers there over the years.
