Financing Regarding current financing offers (bobcat,kioti)

[2manyads]

I'd like to get a tractor for my new 5 acre home. I've narrowed it down to the CK2610 or CT2025. I had planned on waiting until next year, but I see that both bobcat and kioti have some really nice financing offers going on right now (0% for 84) that I don't want to miss out on. My question is, are these typical offers that i could count on being around next spring, or are these unusual (for unusual times) and I should jump on sooner than later?

 

[chevy]

The offers are for the unusual times we are now in. If these unusual times continue until next year, the offers may last until next year. I doubt either will happen.

 

[cjoffutt]

Kioti had the 0% for 84 months when I bought my tractor last August. I'm pretty sure it's been offered ever sense.

 

[johncanfield]

Bobcat had a very attractive interest rate when I bought my E42 excavator about a year ago. I paid cash instead so I got about a $3.5k discount on a $65k purchase.

 

[chim]

When shopping for a tractor in 2012 the candidates included Bobcat. At that time period they were quickly in and out of the tractor business selling a white version of the Kioti. Tractors were pretty much the same but the loader frames differed. For some reason the dealer wasn't really interested in selling me a tractor, so I bought a new Kubota L3200.

 

[johncanfield]

Doosan (South Korea) bought Bobcat two or three years ago, maybe five years ago? They make Bobcat's tractors as far as I know, compact equipment is made in the USA. Bobcat used to use Kubota engines in their equipment, my 2019 E42 mini-ex uses a Doosan engine, they are a major equipment manufacturer in Asia.

 

[WillardinMaine]

Most of ct2025 is a KIOTI with a bobcat fel. Bobcat said zero percent ends this month. Not sure if it will be reupped. My guess is yes. Note a free fel is offered if you pay cash so if you have another finance route may be better

 

[cjoffutt]

The free FEL option is what I did with my Kioti. The 0/84 was available, but knowing I'd have it paid off WELL before the 7 year mark, I saved a few grand with the 'free' FEL.

 

[edgarrian]

Its pretty much the new norm now. Just as it will be with vehicles.

 

[fishheadbob]

Its pretty much the new norm now. Just as it will be with vehicles.

There is no free lunch. o% or $4000 (or however much ) cash back isn't really zero. When there is little or no interest rate, the cash back won't be as great. When there are higher interest rates, the cash back will often be higher. There were a lot of threads about this in the Kubota section lately, some buyers just couldn't understand that paying several thousand bucks more to get zero isn't always such a hot deal. If companies have gobs of unsold merchandise on hand you might see low interest AND a lot of cash back. You should watch prices and deals waiting for a good combination to occur.