Part D prescription plan

[bigtiller]

When I turned 65, my employer funded Medicaid supplemental health insurance kicked in, and it also covers ears, eyes and teeth. I have no premiums to pay and no up front costs every year. It's been that way for retirees for over 50 years.

 

[LouNY]

Nope! I hate Advantage plans. They siphon $$ off medicare to line the pockets of insurance companies.

It is a plain Medicare supplement (Medigap) and drug plan D. It is NOT an Advantage plan. Their customer support has been excellent but seldom needed. They sent us a mailer telling us that we hadn't been using our dental and vision benefits! I couldn't believe they did that, but I guess they want to retain customers.

You can put in your zip code to get rates

VnextCore

Medica Prime Solution Focus w/Rx​

Interesting plans, nothing similar available here!

 

[airbiscuit]

Interesting plans, nothing similar available here!
View attachment 1288513

Too bad. Around here, it is the plan of choice for many.

 

[MarkF48]

Looks like 2025 is going to be a interesting year for Advantage plans in many aspects

 

[ultrarunner]

Nope! I hate Advantage plans. They siphon $$ off medicare to line the pockets of insurance companies.

It is a plain Medicare supplement (Medigap) and drug plan D. It is NOT an Advantage plan. Their customer support has been excellent but seldom needed. They sent us a mailer telling us that we hadn't been using our dental and vision benefits! I couldn't believe they did that, but I guess they want to retain customers.

You can put in your zip code to get rates

VnextCore

Medica Prime Solution Focus w/Rx​

Just checked and no go in the San Francisco Bay Area…

I should not be surprised because what’s offered elsewhere seldom is here.

 

[airbiscuit]

Looks like 2025 is going to be a interesting year for Advantage plans in many aspects

 

[kenmac]

I have Humana plan N .I pay $98.93 per mo. My part D is through Humana also which cost me $40.00 per mo. My dental is with Cigna @ $35.00 per mo.
With my son being in healthcare, advised me to stay clear of any disadvantage plan

 

[ultrarunner]

I have Humana plan N .I pay $98.93 per mo. My part D is through Humana also which cost me $40.00 per mo. My dental is with Cigna @ $35.00 per mo.
With my son being in healthcare, advised me to stay clear of any disadvantage plan

Like with most things there are pluses and minuses…

Regular Medicare doesn’t have the same pre authorization as advantage plans but advantage plans may provide you with dental or a ride for medical care.

The deal breaker is most accept Medicare but the pool of providers accepting advantage plans is shrinking.

 

[kenmac]

Like with most things there are pluses and minuses…

Regular Medicare doesn’t have the same pre authorization as advantage plans but advantage plans may provide you with dental or a ride for medical care.

The deal breaker is most accept Medicare but the pool of providers accepting advantage plans is shrinking.

yes, I understand Advantage plans offer what they claim to be perks, but they come at a cost.. co-pays for surgeries, test (MRI's etc,) Hospital stays, etc,. If you go out of your home state, you may not be covered, or you may be out of network and cost you much more out of pocket.
Also, as you probably know, Advantage plans are year to year contracts between you and the advantage plan. What perks, and co-pays you have today, could be gone the next contract yr. Same with doc's and hospitals, doc's and hospitals can and do drop advantage plans.
As per my son, They usually don't reimburse Doc's / hospitals as well as original Medicare and a supplement ..This is the reason he refers to them as disadvantage plans LOL

 

[MattB4]

I found that an Advantage plan with Part B giveback a great deal. It gave me Dental coverage that Medicare does not and in my case VA covers my medical/prescription anyway (but no dental). Many lower income people (but not those with low enough net worth able to get medicaid) struggle to pay the $174 part B so a giveback amount against it makes it possible to have some amount of healthcare insurance versus not paying for Medicare.

Those folks able to buy full ride medicare supplement policies are in a different boat than others.