Larry; The way I understand it, is that you pay a percentage under dealer cost. I've been told anywhere from 5-8%. On road vehicles I've bought this way, I don't remember if I got "incentives" or not. The trucks I buy, ofcourse when I buy them, don't offer incentives to anyone at that time. The last car, I bought over 10 years ago, again I can't recall incentives or not.
I can also purchase on my own with the "X" plan, I think that's below dealer cost as well, but at a lower percentage.
This is what I know of it. /forums/images/graemlins/grin.gif
I'd suggest calling your local Ford and/or NH dealer and ask them. /forums/images/graemlins/grin.gif