Well, after a lot of research on this site, other sites, talking to tractor owners and visiting dealerships, I ended up buying a Kioti DK 45SE HST. Many factors contributed to the decision. These included the dealership's willingness to work with me on price and making modifications to the tractor as well as helping me save money by advising me on wise choices on buying implements. In fairness, the other dealerships in my final four tractor choice competition were also very good and factored heavily into pushing their respective tractors to the front of the line. The final four, alphabetically, were (all HST): Kioti, Kubota
L4600, LS R4047, Mahindra 4035. All great tractors IMHN(novice)O. The Kioti DK45 was the best fit, on balance, including the experience with Bill and Todd at Tractor Hill Equipment in Mineral, VA. I anguished at passing up on the Mahindra because it was the shortest, widest and heaviest of the four and has wide tires - all adding up to stability on the ground (key to a novice doing FEL work and having to bush hog on some side slopes). No tractor in this group came close on width to length ratio and overall mass.Unfortunately, this model does not have a Mitsubishi engine. It has a 3 cyl, tier 4 engine with the smallest displacement of the group and runs at higher rpm to reach its rated HP. All of the other choices are still available in tier 3 and are 4 cyl with bigger engine blocks. The LS had the shortest FEL clearances( by a significant amt , given that the side walls on my dump truck are 7ft from the ground and I have some dirt mounding to do around the farm) and is the narrowest; The Kubota was the lightest and had the lowest lift FEL capacity. The Kioti gave each of the others a run for their "money" in each category and was best in some. I will not go into an itemized comparisons but features that would have required various degrees of modification on each tractor and which each dealership was willing to make at reasonable costs are: three sets of hydraulic remotes in the rear, a third function front remote, steel reinforcement to the FEL bucket edge (to prevent bending with chained loads), 3 and chain hooks to the steel added to loader bucket. At my request, or added protection when bush hogging where I ought not to, Bill at Kioti will also weld a steel shield over the hydraulic lines and oil filter under the tractor. . . Tractor Hill is a very impressive dealership. I will be asking Bill and Todd if it is possible to swap out the R 4 tires with a wider set; again, my preference. I felt that I owe the contributors to this forum some follow-up and thanks for your help in my tractor buying experience. You guys with Mahindras have some awesome tractors, no doubt and I am sure that there are legitimate arguments to challenge my consideration of factors in choosing between tractors. However, I am confident that my final four comprised great machines and I expect to be very pleased with my final choice of tractor and dealership.