Since Billj74 has gotten an approval its kinda a moot point but for others looking at this thread I'm not sure why Messickfarmequipment would say that Kubota was strict I thought maybe conflict because he's a dealer but if you look at his website they sell a lot of equipment including Kubota.
I took delivery of a Kubota M9000 in November plus $20,000 worth of addons and implements and The only financial information that I gave them was that I made $200. a month yes two hundred dollars, I was after the 0% interest for 3 years and so I had to be a little flexible my original offer was 10% down they kicked it back refused, I then had my sales person call them and asked what downpayment would they require to offer me the 0% they responded back at 25% they'd consider it so I had my sales guy round off all the figures and offered them what turned out to be about 30% to make my monthly payment exactly $1,000. per month for 3 years. They snapped it up without a problem and wallah I'm the proud new owner, They have been a joy to work with and I still don't know who signed the approval for me but all they had was the $200. that I make a month to go by no bank balances, nothing, now I'd say thats pretty liberal almost too liberal how does that guy at Kubota Credit figure I can come up with a $1,000 per month with my reported salary which is absolutely a true statement thats what my monthly income was then and since Sept 11th 2001 as my printing business has taken some pretty good hits since then. Anyway I'm sure that my story is one out of a thousand but Kubota Credit has been very good to me so don't be afraid of making the offer as you can see they are willing to work with you just think positive thoughts. /forums/images/graemlins/smile.gif
Steve
