Insurance Just bought a BX25 what about insurance

   / Just bought a BX25 what about insurance #1  

tuerdon

Member
Joined
Jul 8, 2011
Messages
28
Location
Toronto
Tractor
Kubota BX25TLB
Hello, just bought a BX25TLB and was wondering about insurance for small jobs around the cottage. I'm from Ontario Canada. Anyone have any ideas?

Thanks
Don
 
   / Just bought a BX25 what about insurance #2  
Do you mean doing jobs for other people for money?
 
   / Just bought a BX25 what about insurance
  • Thread Starter
#3  
Yes, under my wife's business, she bought the tractor:)
 
   / Just bought a BX25 what about insurance #4  
Yes, under my wife's business, she bought the tractor:)

your wife better call her company's insurer unless her business involves dirt work now. As soon as you start digging, your insurance goes up. Lots of buried things that cost $$$$$$ if you cut them... think fiber optics;)
 
   / Just bought a BX25 what about insurance #5  
The KTAC insurance policy would cover the tractor itself in the US and Canada, but for what you are wanting to do you would need a good Liabilty Policy in case you hit something.

As a word of advice, always call the Utility Locator people several days in advance (it's a free service here in NC) and have them come out and mark the underground utilities, that way if you hit a buried line they didn't mark you won't have to pay for it.

Fiber Optic = Probably the most expensive cable you could ever cut.
 

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