KennyG
Elite Member
If the dealer provides or participates in the loan, it's not free and you can usually buy cheaper with cash. If it's all manufacturer provided, it's kind of free. The manufacturer wants to move product and they can lower the price, provide 0% financing, throw in accessories, etc. Then the cash price is the same as the financed price. If it's a good deal the interest free loan is just a bonus.
When I bought my tractor (years ago) I got a few thousand off the list price and 0% financing. I asked about paying cash and the dealer told me the financing all came from John Deere, so he didn't care, the price would be the same.
When I bought my tractor (years ago) I got a few thousand off the list price and 0% financing. I asked about paying cash and the dealer told me the financing all came from John Deere, so he didn't care, the price would be the same.
