How are your investments doing?

[RSKY]

Very well thank you for asking.

I do my own investing and the main mutual fund I am invested in made a drop from $37 down to a little over $22 in April. Lost more in one day than I made in a year back in the nineties. I have 2/3 of our money in that one fund which is something I tell people not to do. I would check it every night and tell my wife how much we were loosing and she would ask me if I was upset. I would say "No, it will hit $40 by the end of the year." Then I would go chew up a couple TUMs to settle my stomach. I didn't sleep very well those two weeks. It took all my willpower to not move it to a safer investment. By the end of the month it started back up and it hit over $47 this last week. For once I didn't panic and screw it up.

When it was dropping I kept looking at the return for the past 10 years and it showed an average of over 30% a year. So I stuck with it.

As of today it has earned me a return on my investment of over 55% for the three years I have been in it. If I had been thinking and not quietly on the edge of panic I would have pulled out all my other investments and stuck them in that one mutual fund. But I didn't. It is the Fidelity Select Semiconductor Fund.

Remember, you don't loose the money until you sell.

RSKY

 

[steve tym]

My gold and silver are doing good.
What my broker invests in is doing good.
What I pick with play money on E-Trade normally does horribly.

 

[Oaktree]

Mine are doing well too. IRA is actively managed, and even with RMDs it's up well over 10% YTD. Regular investment account is self managed, and is a mix of CDs, mutual funds and individual stocks plus cash.
That having been said, I've been kind of sitting out this latest sort of bull market. Market seems very overpriced, and I don't see many bargains.
No precious metals in my portfolio.

 

[dodge man]

 

[WM75Guy]

YTD shows 12.35%. After retirement we went conservative on our investments with a goal of 10% annual return. Fortunately, we still have monthly income so we don't have to touch the investments, just let them grow.

 

[riptides]

I been very risky over the last decade. Trying to catch up to a goal. The posts got moved a lot over the decade due to unforeseen events.

I am slowly moving to a more ultra conservative position and will probably be in that category in six months. I just don't see the market getting returns like what I have seen going forward, long term. Eb and flow....

 

[bdhsfz6]

The brokerage house we deal with has increased the value of our portfolio by just over 14% so far in 2025.

I've been retired for 23 years now and it's difficult to say just how the portfolio has performed in that period of time. Let me put it this way. We've bought 3 new cars, 2 new tractors, taken 3 expensive vacations, done multiple home improvements, and our net worth, adjusted for inflation, is higher than it was when I retired.

I would say, we're doing ok.

 

[Carl_NH]

Same here, March to November Fidelity Tech up 45% and Fidelity 500 up 25% so took some of this growth and moved to more conservative. Overall growth since March 20% so a great year but for how much longer?

 

[Richard]

Doing ok. Three, two, one year averages

 

[RSKY]

I don't invest in individual stocks. One change in upper management can ruin a company. Look at JCPennys and Bud Light. Instead I stay in mutual funds and usually look at the companies they are invested in before I buy. Or at least the top ten that show up on the easy to look at information. At one time a few years ago I had three different funds and when I investigated a little deeper they were all invested in the same companies. That was not very smart and was laziness on my part. I also stay with one financial company and that is Fidelity. Have dealt with a couple others and not got the impression that they were on top of the job. When talking to a Fidelity representative I rarely ask a question that they cannot answer. With other companies it is always that they will find out the answer and call me back. We had the experience the past week of trying to move an annuity my wife inherited to a Fidelity IRA. After getting the runaround from the company where the money was invested and trying to get the move done ourselves we gave up for a few days. Called Fidelity and the rep we talked to said to not worry, he would take care of it for us. Said it would take a couple weeks but it will be done with no tax penalty. Then we sat and talked for a while, just shot the stuff with him. He finally laughed and said he had to get back to work and that he would be in touch when to move was made. Annuity was earning 3% and we are going to stick it in the fund making over 30% for the year.

RSKY