Hiring Someone to Work on Property - Liability

   / Hiring Someone to Work on Property - Liability #51  
Sounds like it'd be cheaper to hire a lawyer to do your gardening over there!!??
 
   / Hiring Someone to Work on Property - Liability #52  
As for the response asking why you would hire a teenage: I am in my 50's and glad I learned how to work and make money as a teen. I did mow a few yards and it taught me the value of work.
You can still educate a teenager. It might go something like this:

Thanks for coming over to discuss mowing my lawn, Jimmy. I'm going to write down the scope of work, specifically that you will mow my lawn and trim the edges of the driveway and flower gardens, on your schedule, as long as you do it weekly between noon Sunday and noon the following Sunday. You might want to ask your dad if you may use his lawnmower and trimmer as you will be responsible for providing your own tools. The paper does say you will accomplish the job in a diligent and workman-like manner, but we know you do good work. I will pay you $__ each time you perform the work and present me with an invoice. Don't worry about that too much as I have included a sample invoice that you can print up on your home computer with whatever name you choose to give your company. Note that I did cap the total payments at $599.99 for the summer. This helps both of us as $600.00 is the threshold for filing forms that might draw attention to our little arrangement. Of course your little brother can help you, but his pay comes out of that $__. Now we will each sign two copies of the "Contract" and each keep one copy. Congratulations, Jimmy, you are now a contractor.
 
   / Hiring Someone to Work on Property - Liability #54  
Shoot, we didn't need no stinkin contract.
Before my Dad passed I told him his greatest gift was a work ethic. If I wanted a bike, I mowed lawns, picked up golf balls at a driving range, sold Christmas cards, and made things to sell (matchbox holders, yule logs, letter holders, etc.). Picked up pop bottles 2c deposit (and found a $5 bill)!
So glad I had that experience.
 
   / Hiring Someone to Work on Property - Liability #55  
When a company hires a contractor to preform work on their property, it usually asks to be covered as additional insured on the contractor's liability policy.

Insurance companies know the drill. Just call up your home owners and ask about adding the kid as additional insured.
 
   / Hiring Someone to Work on Property - Liability #56  
Tourists in Florida . . .

I did a four year stint on the local tourism development board here in Volusia County (Daytona Beach area). There are three very different types of tourist destinations in the county, so we have three boards. I was on the one for Southeast Volusia, which included New Smyrna Beach.

We spent about $2.5MM a year received from bed taxes on bringing more tourists to stay overnight to collect more bed taxes (government is a wonderful thing . . . ).

We found that tourism in THIS area resulted in direct property tax savings of between $200 and $300 per home here. We also found that tourism provided a LOT of jobs, unfortunately, those jobs didn't pay very well but they were better than nothing. Lots of local restaurants, some of them very good indeed, lived on tourist dollars.

Our "guests" spent an average of $836 a DAY here, and we are not a high-priced tourist destination. Most of them came from Orlando and Atlanta with a significant number of guests from England and Germany. Note that our area didn't host bike week or NASCAR, it was an entirely different crowd. Average stay for US based visitors was four to five days, overseas was 10 to 14 days.

All in all, it was a net positive, even though sometimes the traffic was a nuisance. That wasn't so much a problem that the tourists brought, the problem was poor infrastructure - two six lane interstates (I-95 and I-4) emptying to a fairly busy four lane arterial with unsynchronized traffic lights, leading to a two lane road over a frequently opened drawbridge with another traffic light at the bottom of the hill, feeding a maze of local, narrow streets. Of course, parking spaces were at a premium as well. The locals simply avoided the area on summer weekends.


Property taxes in Florida - another strange journey indeed. You get a homestead exemption of $50K on your primary residence, if you are over 65 you get a little more, and if you are a veteran, a bit more (not much). Rental properties don't get any of this, so it is built into the rents. $430K primary residence, $1,800/yr, $175K rental property $3,300/yr. Non-homesteaded property can go up 10% a year, and it does, like clockwork.

There's a LOT more to this, a careful reading of the rules can save you a PILE of money.

Then there is the ag exemption. I have five vacant acres off in the woods, nothing on it, and I was paying $2K a year. I put bees on the parcel, the taxes dropped to a whole $55 a year and we get half a dozen jars of honey from the bee guy as well.

Of course, there is no state income tax, which makes a big difference indeed!

Best Regards,

Mike/Florida
 
   / Hiring Someone to Work on Property - Liability #57  
I am SLOWLY learning that if I am to keep my sanity I need to hire people to help me in life. My goal for the summer is to keep the weeds on my property at bay all summer long Last summer it was a mess, I was too busy with my shop build and the weeds got out of control. All fall I would walk around and end up with a hoodie full of burrs.

I am a school teacher and I plan on hiring one of my responsible enterprising students to weed eat at the property this summer. My question is about liability. I am assuming liability is lessened if you are paying that person to work at your property. Am I correct in this assumption? I do not think he is necessarily going to get hurt, just curious.
School teacher =ALL summer off. Not sure how you need assistance.
 
   / Hiring Someone to Work on Property - Liability #58  
You've got yourself convinced, it's not my place to try to change your mind.

I'm sure you're gonna love the downtown area this Summer. Have fun

Sorry - I missed something. What downtown are you referring?

MoKelly
 
   / Hiring Someone to Work on Property - Liability #59  
57 replies.
1) a 5 minute phone call to your insurance agent. Ask about/add umbrella (not for this, everyone should have one anyway.) Ask about the kid working.
2) a kid willing to work...hire him. We have a guy who works here & several neighbors for $10/hr. We show/explain what we want done, he does it. Never a problem.
3) keep up with his hours...close is good enough. Pay cash.
4) The End
 
   / Hiring Someone to Work on Property - Liability #60  
Sounds like it'd be cheaper to hire a lawyer to do your gardening over there!!??
Oh G-- no! Hire a lawyer for law work if you need to, but not for non-professional work.

When I owned rentals, I once rented to a law student. Nearly my worst tenant ever. He tried to negotiate EVERYTHING. And he was stupid. He would come home before dawn dead drunk and crash his motorcycle all along the garbage cans. Apparently seduced the wife of a faculty member, the professor woke me up knocking on my door one morning asking If I had seen his wife. Continual drama.

I sold the rentals. Then they were re-sold to an attorney, a bankruptcy specialist who wouldn't pay on the loan he took over. I shamed him by going to his office with his bounced check and demanding he pay me in cash whatever he had in his pockets ... in front of a client who was waiting there. He said he had nothing so I asked his secretary to front him whatever she had in her purse so he could start making a partial payment. :p. He nearly threw me out bodily. So I filed legal default on him and that got his attention. The second time I filed, he paid off the loan in full to clear the default and end the default notices that were running in the local legal journal.

Never again! You don't want to get in a situation where an attorney could claim injury or injustice or something and make your life miserable.
 

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