Good morning!!!!

   / Good morning!!!! #133,401  
It got to 82 early, then a wind shift line came through an switched the wind to easterly and dropped us down to mid 70’s.
Went to Chincoteague and had our Mr Whippy’s ice cream and checked out the scenery. We had a twenty minute delay both ways due to roadwork. But we got to watch three ASW planes doing touch and goes at Wallops. Also picked up the 12” staples for stabilizing our border bricks and installed them. Ellen, her daughter and girlfriend are going to Longwood Gardens tomorrow, thankfully I’m not.
Everyone with ailments or sick family, God bless you.
 
   / Good morning!!!! #133,402  
Kyle, I don’t know who your insurance company is but in most states you can negotiate your settlement and not just take their first offer, and you can demand reasonable time to replace your car before turning in the rental. How would you replace it until you found out the settlement amount.

In 2005 my late wife’s 2 year old TrailBlazer was totaled by a fire truck Wife and daughter had minor injuries. State Farm whom I’ve been with since 1984, told us that afternoon that they would come discuss a settlement with us the next morning after confirming the total loss. They wrote a check for $21500.00, $19,900. For the vehicle, and the balance to cover our inconvenience and cover the cost of the search for a replacement such as rental car, etc… The $19900.00 was full retail. This and other experiences is why I’ll never look at another insurance company. My current wife was with Progressive, I got her on my policies and she saved $85 month on car insurance, and a little over $500 a year on homeowners and they didn’t even need an appraisal.
 
   / Good morning!!!! #133,403  
Kyle,
Not sure what state you are in, or how determined you are to get a fair settlement, but if you have a legitimate damages caused by someone else, they are ultimately responsible to make you whole. Generally they have insurance to protect them, not you. But their insurance company’s unwillingness to make you whole does not relieve the person that hit you of any responsibility UNLESS you sign a release accepting what they offer.

The bad part is that you will likely have to sue them to recover what they owe you. And of course, their insurance company will most likely be obligated to defend them.
I have been successful at telling an adjuster I’ll take what they offer, not sign a release, and then sue their insured for the balance. They basically threw in the towel and paid what they should.

This was for a property claim.
Injury claims are a whole different kettle of fish. But you might want to contact a local lawyer to see what your options are.
 
   / Good morning!!!! #133,404  
Kyle, the insurance company is banking on you needing to settle and settle quickly.
When Sophie was in her horrific accident, best advice we got was get an attorney. Naive us thought the insurance companies would be willing to settle fairly. Our company did offer us fair for the totaled vehicle snd I let them fight it out with State Farm. As for the personal injury, State Farm dragged on, hoping we NEEDED to settle. Fortunately friends had linked us up with one of the top PI attorneys in Atlanta. More fortunately, we were able to adjust our lives that for all appearances we didn’t need to settle in any particular time frame, basically we could survive on my income. Eventually, they couldn’t delay for reason and we went to arbitration. Boy the mind games the attorneys want to play. But I had prepped a binder 4 inches thick. Once SF attorneys knew we came prepared and not to play games it actually went pretty well. Their tactic was to appeal to us indirectly by talking to wife’s attorney. His response was great. He’d look at me, wait for MY response then turn to SF attorney and say, “what he said”. After the initial insulting offer it almost became fun. We never let them make any headway at amount our attorney said should be the minimum. Even better after agreeing to the amount, we restructured it to our benefit.
Never did find out how USAA made out, but we were already happy with their settlement with us.
You appear to have a number of factors on your side, play to those strengths, avoid being too quick if you can. Do particularly mindful of your medical issues.
 
   / Good morning!!!! #133,405  
Have a safe trip, BEF, and don't strain your back.

Hope not to. Made it to wife’s moms place. I backed the trailer up the steep narrow drive, only took out 1 iris. Should have left it down along the road. Waiting for my son to show up in his car.
Trailer pulled nice, must have loaded it well. Hub temps were 105° when I parked it.
Tomorrow the long day driving.
 
   / Good morning!!!! #133,406  
Good evening all. 66F for the start overcast light breeze. Light drizzle, light wind, and high temp 73F. tried ride bike early but roads too wet. Went to town to grocery shop, get gas and lunch. roads still wet when get home so napped, then too late to ride :(.
Covid update: Cooke 3224 confirmed cases, 6 active cases, Montague 1769 confirmed cases, 5 active cases, Grayson, 11331 confirmed cases, 26 active cases, local not updated.
Kyle thanks for update, praying you can get a replacement car, and you medical issues documented
David sorry Sophie lost out on the tractor.
Doug congrats on selling NZ farm, nice looking field.
Roy thanks for sharing pic of Bella
Ron thanks for sharing info and pic
Ron sorry you did not get back to sleep. hope shopping went well
Buppies thanks for your prayers
Paul good to hear HD made good on hose.
Drew sorry about Burpee tomato plants, hear a lot of small planes here just bon't know the pilots locally.
Eric nice blooming pic
Bill sorry about DIL, glad you got some rain
Rick sorry about the tree damage, we know some of what you will be doing
RNG good to hear steady progress on fire defense perimeter. Glad not a lot of work to get spools and hoe to play nice with each other
Andrew welcome to GM thread
RS nice light on the cub. nice progress on the homestead.
Mo enjoy your seat time at the farm
David hope you made some progress
Don hope you got a good haircut. Always wonder why one place 1.5 hour wait next place no wait.
Rich sorry about no power at work. always took a few minutes to decide power is up for good, and then a few more to boot servers
Drew thanks for update. glad you got to spend time with friends
Thomas if STP no work, try fuel injector cleaner.
Bill glad DIL is ok at this point
Randy thank for story, why we are with StateFarm
Dennis hope trip goes well.
prayer for all, especially Jay/Peg, Kyle's daughter and car crash,Bird/aging issues, Billy/skin cancer, David(moss)/remodel/divorce, Buppies cancer surgery, Phil/reflux/wife's eyes,Steppenwolfe/son-auto immune disorder, Dennis/older brother/son, Grev/wife's eye, Randy/recovery, Bill/DIL home care, Ted/knee recovery, Doug and wife/health issues/nerve and pain/ wife's eyes, Ken/uncle, Drew/tendon healing, David(sadamo)/Sophie's eye surgery,RNG/fire season, and Country.
stay safe and healthy you all.
 
   / Good morning!!!! #133,408  
2021-05-21, 0332

59 right now...high right about 90°...
 
   / Good morning!!!! #133,410  
58F just might reach 90F today.

E muffin soon outside chores.
Plans for today..Try and cure riding mower rough idle than lay low because of high temp.

Enjoy your day all.
 

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