Dig a 10x10x10 hole, line it with concrete and exposed rebar on the perimiter, 10x10 1/4" steel plate roof, cut a 3x3 hole and make a door. Put the plate on top of the concrete attaching it to the rebar exposed. Probably a good idea to put a snorkel or two, fan, car battery down there. Maybe some basic supplies. It's not terribly complicated and the corporate companies charge $$$ for them. Tornado's aren't very effective against anything under ground unless it has something exposed above ground. The risks of something under ground is debris left by a tornado on top of the door. A jack and FRS radio's are a good idea so that if something is blocking the entry way. the ability to survive for a day or more is useful. Tornado's aren't long events, they're fairly brief, but cleanup can go on for days. I lived in tornado alley for years, and went through a couple, and i can tell you for certain, I don't live there anymore.