I have a 2005 model that I bought new and now have about 300 hours on. I know that aint many hours, but I split the work up ammoung (6) tractors. The 4120 has been great with just one minor issue. About a year ago, it started getting a little intermittant on start-up. It seemed that I needed to wiggle the switch to get it to go, sometimes for up to 5 minutes or so. I even bought a new key switch ($40), thinking that might be the problem, but it didnt make any difference. The tractor never once failed to start, but sometimes the delay was an inconvenience. The trouble turned out to be a little corrosion on the post on the starter solenoid. I cleaned that up, gave it a shot of WD-40, and it has been trouble free ever since. Some folks complain that these tractors are loud, and they are at idle, but they dont get much louder when operated at pto rpm (about 3/4 throttle). I have the 400x loader with heavy duty bucket on mine and that has also been trouble free. I use this tractor, with R1 tires and powerreverser trans, primarily on a 6-ft rotary mower. It handles that with ease, even cutting thick stuff at good speed. I cant imagine why anyone would need more power in a tractor of this frame size. I also use it for a little tillage in the spring with a 2x12" plow or an 8 ft pull-type disc. These implements are grossly undersized for this tractor, but using them I can get out there and get the work done before all the wet spots are completely dried up on my mucky bottomland farm, letting me get my crops in an average of a month earlier than when all I had was 2wd power. It is great to be able to roll right thru the mud-holes and not even need to lift the plow. One time, when I did loose traction with the disc, I just pulled myself out with the 400X loader and never lost a minute getting that field ready to plant. I could never leave a loader on a 2wd tractor while doing tillage as it takes all the weight off of the traction tires. This is my first 4wd and I would never again be without one. It pushes snow with a blade better than any of my 2wd's, even bigger ones, without even the need for tire chains (those loaded R1's are great). This tractor also exhibits almost unbelievable fuel economy, using about half of what the 2wd, Ford 2000 diesel, that it replaced, did while pulling a disc and about 15% less while rotary mowing. All in all, it has been a great tractor and I would not hesitate to buy another.