ultrarunner
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Thanks for posting... not aware this type of insurance exists... and the office is only minutes away in Olympia WA...A few years ago I heard about something called Broad Form Insurance in Washington.
Broadform Insurance Policy in Washington - Cross Insurance Agency
If you're searching for a broadform insurance policy in Washington, call Cross Insurance Agency. We represent many top-rated insurance companies.crossinsuranceagency.com
Essentially, they allow one to purchase a liability insurance policy that follows the driver, rather than following the vehicle.
Thus, one has one insurance policy, and can have multiple vehicles, or even borrow a vehicle and still be covered.
I heard about on TV ads in Portland, OR. But, when I asked about it in Oregon... nothing.
I don't know if it truly would make a difference in cost, but it certainly would make some things easier.
I'm seeing notes that it may be available in: CO, DE, ID, IA, MD, MS, NE, NV, OH, TN, and WA.
Seems California is not a state on the list.