Years ago my son in Steamboat needed to borrow our 2005 Camry. He hd a friend needing a way back from Michigan. I had a local oil change place change oil. Guy took it out, all ok. After a while son was driving out there, left to go to work on morning. Got about 3 house down the street, car quit. He started it up ran a few feet more and it quit again. Then he relized light on dash. I don't remember if it was check oil or low oil. Pushed it back home. Had repair come get it to fix it.They found no oil filter. It was a spin on. Not in drive, or along road. No oil puddle in drive. Don't know what caused it. I went ut towed it home and had an used engine installed. Talked to insurance. Adjuster accepted claim and repair bill, and my expenses to pick up was covered.
So thinking the same type for my tractor, I have also started a claim for this on my home insurance. Dealer says they work with insurance adjusters all the time. So we will see. The adjuster is already on his way to see it. Jon
