We don't need no skeevy contractors from up nawth, we grow our own right here.
Article in local media today about a "pool contractor" who got busted in Tampa area, the only thing he was excavating was customer's wallets. Got out of the slammer, decided to become a GC, moved to the east end of I-4, just got busted again for the same thing in Sanford/Daytona areas.
Check references, licenses and *proof of insurance* before you hire ANY contractor. I prefer locals, they have a reputation, and it isn't too hard to determine if that reputation is good or bad before you hire them. Locals also know the local conditions, who the good (and bad) suppliers and subs are, and they know that if there is a problem, you know how to contact them, so (in most cases at least) they'll try to do a good job - it is just easier that way.
Saw another scam where a GC had and supplied "proof of insurance" except he had altered the date on an expired policy to show that it was good, that he had insurance and in fact boasted about it! Skeptical customer (not me) called the insurance company to double check . . . busted.
Construction accidents are not rare and the injured worker's lawyer will go for the deep pockets. If the contractor doesn't have insurance, YOU are the deep pockets. Ugh.
Best Regards,
Mike/Florida