ovrszd
Epic Contributor
- Joined
- May 27, 2006
- Messages
- 33,499
- Location
- Missouri
- Tractor
- Kubota M9540, Ford 3910FWD, Ford 555A, JD2210
I'm very sorry to hear of your loss. It's a life changing event. To this day we measure timeline on things by "before the fire" or "after the fire".
I lost my shop in a fire 12 years ago. I too lost a lot of items that cannot be replaced. My insurance claim totaled $193,000. I was slightly under insured on the building. I was also slightly under insured on a heavily modified Jeep that I lost. All together I left $40K on the table.
With that said, the best part was that I had replacement insurance on the contents. The payback was very, very good. For anyone, I suggest a visit with your agent or a thorough reading of your policies. Replacement insurance is the only way to go.
I lost my shop in a fire 12 years ago. I too lost a lot of items that cannot be replaced. My insurance claim totaled $193,000. I was slightly under insured on the building. I was also slightly under insured on a heavily modified Jeep that I lost. All together I left $40K on the table.
With that said, the best part was that I had replacement insurance on the contents. The payback was very, very good. For anyone, I suggest a visit with your agent or a thorough reading of your policies. Replacement insurance is the only way to go.