So I am going to describe a situation I had with a Kubota hydro a while back that was causing the tractor to overheat. One of the spools in the loader was going out/damaged and it let oil bypass internally, it was not causing any functional issues with the loader, but the friction of constant high pressure seepage was causing the oil to get crazy hot. the hydro oil heat exchanger in front of the radiator was hitting 200 degrees and not allowing the engine radiator to do it's job. I found the issue by using a thermal camera and looked for hot spots. I took it into the shop and they confirmed the issue was in the loader spool. I assume this could happen with the rear spool and any other spool on the machine. Unfortunately I did not diagnose the issue fast enough and the oil was burnt pretty bad by the time I finally figured it out and got it into the shop for repairs.