How are your investments doing?

   / How are your investments doing? #203  
Ok.

How far out from retirement are you?

Do you have any penalties from rebalancing.
I could retire today but they don’t have my replacement…

All the men in my family never retired and worked until they dropped age 72-73.

Only penalty is if I make frequent changes…
 
   / How are your investments doing? #204  
I could retire today but they don’t have my replacement…

All the men in my family never retired and worked until they dropped age 72-73.

Only penalty is if I make frequent changes…
I see...I don't know if you use fidelity or vanguard, but there should be a Total Bond return fund.

If you could reduce your target fund % and up the total bond return by 25%, that should help with the flatling returns on the target fund.
 
   / How are your investments doing? #205  
Nah. I don’t need, that much
Study this... there have been many before you to warrant such a graph.

G6Imb_HXUAA0Bnt
 
   / How are your investments doing? #206  
Study this... there have been many before you to warrant such a graph.

G6Imb_HXUAA0Bnt
Maybe I should mention this now, but I think I have already, in the past, on this site..
I’ve been long term investing , and short term trading in the stock market for many , many, moons. This isn’t my first rodeo
 
   / How are your investments doing? #210  
I'm an Adam Smith fan. The productivity of US business no longer supports high share prices. I think the entire stock market is fictional, but as long as the Fed dumps a few trillion into it, I suppose it will do OK.
 

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