If you have the answers to those questions you can do better things than talk about annuities. (When the OP derails the thread, is it acceptable to jump on board?)Baldwin said he didn't pull the trigger, just pulled the hammer back.
Maybe if people who are gun control advocates knew a little bit about guns? Things like assume a gun is loaded, and never ever point a gun at someone, and what tha' (bleep!) is live ammo doing on a movie set anyway?
Sorry...back to annuities!