Nope. Not a plot. The "skid plate" is there to make the car more aero, to reduce drag of what NASCAR calls "dirty air" or turbulence, hurting drag co-efficient. Mileage improvement, which they measure in amazingly small increments. No plot to make you "give up and take to the dealer". OEM's don't make dime off the dealer repair/service centers. If it helps their fleet EPA mileage requirements, they don't give a flippin' nickel if it slows your access to the oil filter.
I guess the skid plate on the bottom helps reduce drag enough to cancel out the added weight of the engine cover that I also have to take off just to change the oil! I still think it's a conspiracy! (I'd put some smiley faces in here but I can't seem to find 'em).