Are you "lucky"if you have a secure retirement?

[300UGUY]

Thank you. Life is what you make of it. I recommend this set of forums.
Early Retirement & Financial Independence Community

Great resource, it's helped me a lot.

 

[aczlan]

I've found the best solution for stupid is to ignore it.

Ayep. Hopefully it will see the error of its ways (don't hold your breath though).

Aaron Z

 

[JDgreen227]

Ayep. Hopefully it will see the error of its ways (don't hold your breath though).

Aaron Z

"It"....wasn't that a Stephen King TV movie....:laughing: :laughing:

 

[Danno1]

"It"....wasn't that a Stephen King TV movie....:laughing: :laughing:

Short story by Theodore Sturgeon.



.

 

[TomSeller]

Well, I'm now starting on my 13th month of retirement. There has got to be something criminal about not working, being happy, and not worrying so much about money anymore. What's the catch? My retirement is now about double of what my working take home pay was. That's because of saving and investing so much of my salary all these past years and living below our means. .

Congratulations, you more than earned it.

 

[troutsqueezer]

Late to the party but I'll chime in anyway. In my case, success in retirement was because of a deal the wife and I made in our early years. I would concentrate on earning the money if she would focus on the best ways to invest it. It worked out well. With few distractions, I focused solely on my standing in the working world while she shrewdly invested in the markets. Life is good.

 

[TomSeller]

Late to the party but I'll chime in anyway. In my case, success in retirement was because of a deal the wife and I made in our early years. I would concentrate on earning the money if she would focus on the best ways to invest it. It worked out well. With few distractions, I focused solely on my standing in the working world while she shrewdly invested in the markets. Life is good.

Teamwork. Congratulations. Good job.

 

[bf109v7]

she shrewdly invested in the markets. Life is good.

What kind of markets you are talking about? Stockmarket? We have somthing what we saved the last 5 years of my work, and we try to buy farmland. Here in the Philippines, when somebody ist farming on my land he has to give me 1/3 of the harvest. When I calculate this as the interest, it comes out to about 15%. And, becaus my brothers in law do the farming on my land, they have work and income and do not ask me for money. And I think Farmkand is a very safe investment, up to now the price is going up, what I did not take into consideraton with the 15%.
So far, so good. But somtimes I think whether it was right to retire. because I am not realy retired, I just changed my job from a very well paid engineer to a not paid farm machinery mecanic. Today I welded the seat of our old KUBOTA tractor, it was totally corroded. But my new job ist only part time and when I feel like working. And in a warm country, with no pain in my legs. And now we will go to the lake and burn some diesel wiht the boat and have fun.
Alex

 

[300UGUY]

What kind of markets you are talking about? Stockmarket? We have somthing what we saved the last 5 years of my work, and we try to buy farmland. Here in the Philippines, when somebody ist farming on my land he has to give me 1/3 of the harvest. When I calculate this as the interest, it comes out to about 15%. And, becaus my brothers in law do the farming on my land, they have work and income and do not ask me for money. And I think Farmkand is a very safe investment, up to now the price is going up, what I did not take into consideraton with the 15%.
So far, so good. But somtimes I think whether it was right to retire. because I am not realy retired, I just changed my job from a very well paid engineer to a not paid farm machinery mecanic. Today I welded the seat of our old KUBOTA tractor, it was totally corroded. But my new job ist only part time and when I feel like working. And in a warm country, with no pain in my legs. And now we will go to the lake and burn some diesel wiht the boat and have fun.
Alex

Sounds pretty good. A neighbor of mine lived in Thailand for 7 years, while in the AF. He bought some land there, and his ex inlaws farm it. He is divorced, but still gets along with the inlaws.

Not having family ask you for money is worth some investment, plus giving them work makes them feel better about it.

 

[JDgreen227]

Late to the party but I'll chime in anyway. In my case, success in retirement was because of a deal the wife and I made in our early years. I would concentrate on earning the money if she would focus on the best ways to invest it. It worked out well. With few distractions, I focused solely on my standing in the working world while she shrewdly invested in the markets. Life is good.

I should have been so lucky....my ex was more concerned about the best ways to SPEND our money foolishly...divorcing her was one of the smartest financial moves I ever made.

 

[ovrszd]

I should have been so lucky....my ex was more concerned about the best ways to SPEND our money foolishly...divorcing her was one of the smartest financial moves I ever made.

So in the context of this discussion, marrying her must have been one of your dumbest financial moves?? Or maybe it was just bad luck??

 

[300UGUY]

Thank you. Life is what you make of it. I recommend this set of forums.
Early Retirement & Financial Independence Community

I just want to reiterate, the early retirement forums are great, even if you aren't retiring early. The financial advice is great. And all the folks comparing notes on there makes for some great reading.

 

[JDgreen227]

So in the context of this discussion, marrying her must have been one of your dumbest financial moves?? Or maybe it was just bad luck??

I will admit iit wasn't bad luck....I was foolish.

 

[TomSeller]

I will admit iit wasn't bad luck....I was foolish.

But it sounds like you got it all together since she's out of the picture so you will be fine. Live and learn, I guess.

 

[bf109v7]

I will admit iit wasn't bad luck....I was foolish.

Don't be so hard on yourself. I think, your eys are very good and she was very good looking!

 

[Redneck in training]

What kind of markets you are talking about? Stockmarket? We have somthing what we saved the last 5 years of my work, and we try to buy farmland. Here in the Philippines, when somebody ist farming on my land he has to give me 1/3 of the harvest. When I calculate this as the interest, it comes out to about 15%. And, becaus my brothers in law do the farming on my land, they have work and income and do not ask me for money. And I think Farmkand is a very safe investment, up to now the price is going up, what I did not take into consideraton with the 15%.
So far, so good. But somtimes I think whether it was right to retire. because I am not realy retired, I just changed my job from a very well paid engineer to a not paid farm machinery mecanic. Today I welded the seat of our old KUBOTA tractor, it was totally corroded. But my new job ist only part time and when I feel like working. And in a warm country, with no pain in my legs. And now we will go to the lake and burn some diesel wiht the boat and have fun.
Alex

I spent 3 months working in Batangas last year. Love the local people. I enjoyed working there and traveling in Jeepneys because almost everyone speaks English, Filipinos are were very friendly and it was great way to get better understanding of the country. Wish you luck.

 

[bf109v7]

I was married befor to, and she was sa good as myself in spending money. But I have an excuse. She was a 45-24-35. She left me for an Indian Guru. But, if I want to be mean, he has less fun, because she is 66 now and there is this gravity law.
Alex

 

[vtsnowedin]

But, if I want to be mean, he has less fun, because she is 66 now and there is this gravity law.
Alex

:laughing:....

 

[JDgreen227]

you are not alone in this conclusion. 2 time loser here.

One of my favorite sayings: "Men marry women thinking they won't change, and women marry men thinking they will change. Both are wrong."