meburdick
Platinum Member
Well, it really depends on what you may end up wanting to do with the machine in the future. If you're reasonably sure that you don't want to own your own machine for moving mulch, gravel, snow, dirt, etc... Then a loader won't be useful. If you have one or two projects where that might be useful, you could consider renting a machine. When I bought my machine, I wanted to use it as much as I could when installing my new above-ground pool. But, I couldn't justify spending $7,500 for a backhoe attachment to dig two trenches for the electrical work. I rented a machine instead.
Yes, the On Ramp decks are drive-over. But, so is the deck for the 1026R. The largest difference that you'll find is that the 1026R deck can auto-connect to the mounting points on the tractor and there's even an option for auto-connect of the PTO to operate it. The 2x20 machines require you to get off of the machine, raise and lift a lock lever, then twist two mounting hooks. Once done, you'll also have to pull the collar pack on the PTO shaft, slip it onto the splines of the PTO, then position it to lock into the positive detent. Sounds complicated, right? I can have my deck off of my machine in under a minute, and reinstalled in about the same amount of time (if I'm being timed). Double that time frame if being leisurely.
Low ground clearance is mostly about terrain navigation. If you have a level lot that's reasonably smooth, lower clearance will not likely be an issue for you. The biggest advantage to the higher clearance machines is actually more about tire size and contact patch than it is about the clearance itself. The 2320 / 2520 machines, for example, will distribute their weight better on the larger tires. And, generally, you will get much more traction from them on hills, in the dirt, in the mud, and in the snow. I have the 54" snowthrower attachment for my 2520, the rear tires are ballasted turfs, and I do not use chains because I don't have to.
Yes, the On Ramp decks are drive-over. But, so is the deck for the 1026R. The largest difference that you'll find is that the 1026R deck can auto-connect to the mounting points on the tractor and there's even an option for auto-connect of the PTO to operate it. The 2x20 machines require you to get off of the machine, raise and lift a lock lever, then twist two mounting hooks. Once done, you'll also have to pull the collar pack on the PTO shaft, slip it onto the splines of the PTO, then position it to lock into the positive detent. Sounds complicated, right? I can have my deck off of my machine in under a minute, and reinstalled in about the same amount of time (if I'm being timed). Double that time frame if being leisurely.
Low ground clearance is mostly about terrain navigation. If you have a level lot that's reasonably smooth, lower clearance will not likely be an issue for you. The biggest advantage to the higher clearance machines is actually more about tire size and contact patch than it is about the clearance itself. The 2320 / 2520 machines, for example, will distribute their weight better on the larger tires. And, generally, you will get much more traction from them on hills, in the dirt, in the mud, and in the snow. I have the 54" snowthrower attachment for my 2520, the rear tires are ballasted turfs, and I do not use chains because I don't have to.