Financing Kubota Financing

[timswi]

I bought a new Kubota this August and the price was the same for cash or the financing at 0%. There was a caveat though. It you use the 0% financing you must carry Kubota insurance. Since they make money (most likely after all they are in the business to make money) on the insurance it offsets the 0% financing. But they can borrow money cheaply now, just like the U.S. banks.

From what I've seen, Kubota's insurance is a relative bargin. I have my RTV insured through them due to financing...My long pad for BX also has a policy with them. $148 per year on the BX.

 

[JOHNTHOMAS]

From what I've seen, Kubota's insurance is a relative bargin. I have my RTV insured through them due to financing...My long pad for BX also has a policy with them. $148 per year on the BX.

Their insurance is very reasonable for the coverage provided.:thumbsup:

 

[MHarryE]

I got the same discount financed at 0% or cash, so I financed. They didn't say anything about having to use Kubota Insurance - mine is on my farm policy but maybe the dealer knew that from previous dealings so he didn't say anything. Recently sorting my paperwork for end of year I found a sales brochure in my packet touting Kubota Insurance but nothing about a requirement.

 

[KubotaToy]

I just bought a L45, dealer offered $1500 discount for cash. Choose to finance. Kubota insurance not required but I was asked to provide a copy of my policy that covers the tractor to Kubota before sale was complete.

 

[daveshoot]

I took the 0% and considered it a great deal- free money is always good. No mention of Kubota insurance that I recall.

 

[Will_C]

When I bought my B2620 in April 2009, I offered the dealer cash if it would make a difference...he said the price was the same-finance or cash.

Will

 

[timswi]

When I bought my B2620 in April 2009, I offered the dealer cash if it would make a difference...he said the price was the same-finance or cash.

Will

Same thing when I bought all 3 of mine...They didn't care either way.

 

[Howard1]

We just bought a new B2920 on December 28,2011. Either zero percent financing or $1050 off price for cash. Dealer quoted $16500 for tractor with FEL. We paid cash and he gave $1050 off that price and we paid $15450. Don't know if was good deal or not but here in North Georgia was the best we could do.

 

[equipman]

The current programs on most of Kubota's products offer 0% down up to 48 months. If you want to extend the 0% financing up to 60 months there is an additional 2% charge.

 

[JiminGa]

We just bought a new B2920 on December 28,2011. Either zero percent financing or $1050 off price for cash. Dealer quoted $16500 for tractor with FEL. We paid cash and he gave $1050 off that price and we paid $15450. Don't know if was good deal or not but here in North Georgia was the best we could do.

that's about 15% off, sounds good to me. :thumbsup: