I hate to say it, but for us the only decision would be for one of us to change our work hours, get a different job or quit. I know that everyone is not fortunate to be able to stay at home with the kids like my wife does, but we would live in a tent before having someone else raise our children. I am not trying to pass judgement, just the way we view it. My wife is an accountant and choose to stay home, our kids are now 5 and 7. She started a sitting business from our home watching local children during the day and that allows us extra money that is appreciated. Good luck wiht your decision