It's particularly important for a diesel to have a well functioning cooling system & for it to have an equalling well functioning oiling cooling system i.e. the engine oil plays an important part in heat transfer. Anyway, the good news is that to fix the cooling system is one of the easier jobs you can do on a diesel engine. Your machine is 20 years old - you don't say how many hours you've put on her?? If you have basic bench experience and a few tools you could fit a new water pump, change the engine to radiator hoses, fit a new thermostat and have the radiator reconditioned. Your Kubota would have one of the older and very well made radiators. Typically, a radiator shop will remove the top and perform a thorough clean out of the radiator. So, for around the sub $400 mark you can completely revamp your system (all parts with your own labour). I'm just doing exactly this on my Ford 4110 at the moment and have done it on other engines in the past. The point I'm making is that it's no good just flushing the radiator if the rest of the system is looking tired. It's worth borrowing a torque wrench to tighten any bolts and make sure you tidy up the threads as well. Best, Ged