Yeah, mine is 3 years old and listed for 43.5k then. I was only out 36.5k on the Ford X plan. The one you saw surely was one of top of the line trim levels for that money! Mine is the XLT model with most options added other than leather seating. It has been a terrific family hauler, RV puller, tractor puller, and gets more MPG than my Toyota 4Runner!
Happy Trails,
Terry