That's right. If you pay cash, get your loan from a local community bank, you get a discount. However, if you choose to finance through NH you get the 0% financing.
either way they give you something. That being said, the more you finance, the better the 0% financing is over the cash back/discount.
NH wants to move particular mdls for whatever reason and they give a price incentive to the customer for buying them. When I bought my tractor I got an extra $x00 off the price b/c of this. I could have gotten an even better deal for buying another mdl which didnt really fit well w/ what I wanted to do.
Does this apply to in-stock tractors? Or does the dealer get the incentive only on a tractor they are ordering? I assume a dealer wouldn't give the price break if they ordered 10 to have in stock prior to NH deciding they wanted to move a particular model.