I bought a XR4046HC with backhoe,filled tires, and extra bucket last year in Poplar Bluff Mo. for $32,900. I have the cab model and you get a lot of extras with the cab model. I used my tractor on my farm all winter and it was great having the cab during the heat of the summer or the cold of the winter. Some say the cab could be a hindrance because you could break a window, but on the other hand the cab could take the damage instead of your head. I bought full coverage insurance to deal with it. I have broken one mirror, and had scratches on the roof from low branches but I could have had gashes on me without it. the work lights need attention if you do get a cab as the front ones are just mounted on the fiberglass and are not strong enough.