Good morning... I can tell you KCC reports to all 3 bureaus for consumer loans. The credit is not reported on guarantors for business loans. I hope this helps.
If your loan originated a couple of years ago, it probably wasn't reporting. KCC started reporting about 2 1/2 years ago. Trust me... the credit department is right outside my office and I just asked them. :thumbsup:
I just purchased a Kubota L4400 in June. That was the month that they ended their financing special. I only financed for two years because of a significant down payment. They checked my past credit history and advised that the loan would, most definitely, be part of my future credit history. Hope that this helps. Happy tractoring.:tractor::tractor: